Yes they never do billing. Expect owner pay accordingly. Only receipt and statement after one pays. Real shitty and impose late charges simply.

Yes and btw banks always have black and white, the cutoff payment date, clear info on late charges and updates/ notices about additional charges, policies etc. You should be worried if your banks do not.

And clearly the Management Body at my place does not have it. Hope yours is good and can save u the trouble. The committee never reply inquiries, and is evasive and defensive.