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Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)
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my44
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Jul 3 2015, 07:41 AM
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Anyone pernah request penyata from ASB before?
By penyata, not the yearly statement or from buku akaun. I mean more of like a bank statement (with PNB letterhead maybe?) that will declare I have XX,xxx amount of ringgit as my "savings".
Reason I'm asking this is for study visa application.
Conventional method is to withdraw my XX,xxx from ASB into Maybank then ask Maybank to produce the penyata. But rugilah coz considered my ASB balance become lower for that particular month.
Hope anyone has done the penyata thing can share their experience. Been trying to find any sample online but seems none. Regular bank statements got plenty lah.
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my44
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Jul 3 2015, 03:32 PM
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QUOTE(nexona88 @ Jul 3 2015, 10:53 AM) Not sure, but I think should be "Surat Pengesahan baki pelaburan".. needed to fill some form, give IC photocopy & needed to pay rm10 for it.. can only be done at ASNB Ok thanks Nexona. I've read about this service in PNB website. I just couldn't see any sample how it look like & whether it'll be similar to the one banks often produce. For RM10, I guess it's worth a shot rather than unnecessarily withdraw my ASB balance to Maybank, etc. Edit: find a photo from google that look like surat pengesahan, cuma in Malay, I'll try to ask them to produce 1 in Engrishhh, hehe This post has been edited by my44: Jul 3 2015, 03:39 PM Attached thumbnail(s)
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my44
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Jul 27 2015, 08:57 AM
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Guys, sorry kacau you all again, hehe
If I want to withdraw cash 40k, where can I do it?
Not for money laundering lah, just need to get some Euro for studying overseas oni. Meaning cash 40k I want to buy some € to pay univ tuition bills.
Or banks won't give me cash like that?
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my44
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Jul 27 2015, 02:19 PM
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QUOTE(Ramjade @ Jul 27 2015, 09:25 AM) Can. Bank will give cash. You can go money changer or straight TT. Tell us what time you going to withdraw and what units so those of us with spare money can try luck.  Yeah maybe esok midnight at Lorong Haji Taib. See you
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my44
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Jul 27 2015, 02:21 PM
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QUOTE(nexona88 @ Jul 27 2015, 10:47 AM) woah really wrong timing bro.. weak MYR means u need to fork out more $$ for study. anyway yes can use Maybank, CIMB or RHB.. they would give cash.. Actually MYR EUR is equally weak. If USD, yeah menangis lor. OK I'll try CIMB or Maybank then.
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my44
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Jul 27 2015, 02:24 PM
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QUOTE(wil-i-am @ Jul 27 2015, 01:02 PM) This is for ASB withdrawal. I read if cawangan ASB, only 10k max. So just want to confirm if banks like RHB, CIMB or Maybank are different a bit.
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my44
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Jul 27 2015, 05:28 PM
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QUOTE(Schampoo @ Jul 27 2015, 03:13 PM) guys, issit by doing asb loan, will it affect my other loan process such as car/house /cc? cause i'm taking the asb loan and my ccard application and car loan (cannot borrow max) all failed although i told the bank officer its asb loan thinking to cancel my loan..any advice guys? is it ok?  To answer ur question, yes, asb loan amount will appear in ur credit record. Source: I also kena tanya when applying car loan, after a while then realized it was ASB loan
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my44
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Jul 27 2015, 05:31 PM
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QUOTE(Ramjade @ Jul 27 2015, 03:05 PM) Serious la. Your number of 40k can be used to help those of us who have no luck to tambah unit. Or help 400 people to open account. Oh sorry sorry. I thought you joking about "rompaking" me. So I oso replied jokingly. But yes, this is ASB la. I bumi poor fag where got other ASx.
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my44
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Jul 27 2015, 06:00 PM
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QUOTE(nexona88 @ Jul 27 2015, 03:42 PM) well your 40k is juz "small" amount for banks.. No worries.. if u wanna withdraw more than 100k, then got problem.. u needed to inform bank earlier (depend on branch location)  Thanks bro. I recall in previous ASB/ASN thread version berapa ntah, someone wrote Maybank can allow 25k but CIMB can allow 50k. You heard of this?
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my44
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Jul 28 2015, 01:58 AM
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QUOTE(Schampoo @ Jul 27 2015, 11:16 PM) so did your car loan approved? cause few year's back, i heard the bank say it's ok to take asb loan cause the dividend can cover the loan and will not affect much for other loan but now when i try to apply for some loan, all failed  Yeah approved. Not sure if what u said was the same reasoning that the bank used. This was back in 2008 btw.
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my44
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Aug 13 2015, 07:05 PM
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QUOTE(Ramjade @ Aug 13 2015, 03:02 PM) Buy only what is needed. Shop for clothes at pasar malam, bundle and tesco only when needed. No car. So no petrol cost. Cinema also like 2x/year. No loans. Same lor. My main shoe for jalan2 is from bundle. A bit buruk but branded & comfortable. I also got tonnes of bundle shorts & t-shirts. Good quality if ppl can get past the fact they are bundles.
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my44
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Aug 27 2015, 07:11 AM
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Mownink pipu! Wah so doom and gloom here. Be safe everyone! Ok got question related to ASB/ASB2. Please note the numbers are imaginary  On 31/08 I got 40k in ASB. On 01/09 I withdraw it from ASB and put that 40k in ASB2 immediately. So will I be eligible for ASB2 dividend calculation for 01/09 to 30/09? Also, is there any different between "cutoff" date date for ASB vs ASB2 or they are the same?
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my44
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Aug 27 2015, 08:22 AM
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QUOTE(alexanderclz @ Aug 27 2015, 08:16 AM) if i'm not mistaken, dividend will be based on the lowest amount for that month Interesting point if this applies. I've heard of the same rule before re: lowest balance of the month. That means if my ASB2 is 0 on 31/8 and in the morning of 1/9 before I put 40k in it, probably that means my lowest balance in September is 0. Hmm ... Let's see if other experts can vouch for this.
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my44
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Sep 2 2015, 12:07 PM
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Different topik a bit. I just got back from Maybank for regular banking. When taking number giliran, that person oredi ask if I want ASB loan. Then at teller counter, different staff asking the same.
More aggressive lately? Maybe they got loan targets?
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