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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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celicaizpower
post Jun 22 2015, 08:53 AM

Race : ☐ Malay ☐ Chinese ☐ India ☑ /k/tard
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Hi Guys,

Seeking a quick advise.

I currently have 3 accounts with PNB

1. ASB (full already)
2. ASW 2020
3. ASB 2

For better returns which account should I top up? ASW2020 or ASB 2?

or is there an even better return account type?

This post has been edited by celicaizpower: Jun 22 2015, 08:53 AM
celicaizpower
post Jun 22 2015, 09:08 AM

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QUOTE(hyelbaine @ Jun 22 2015, 09:02 AM)
ASB2 only just recently had its first income distribution so on the back of that, it does seem to be providing better returns than ASW2020. However, it's important to note that past performance is not an indication of future returns  tongue.gif
*
true, the part which I am unclear off, is that it seems that PNB at anytime can charge us 1% upon selling back. Also they can withheld payment up to 10 working days... which I find fishy la... because of all other types of account not like this.

"Caj Jualan Balik
Pengurus tidak mengenakan sebarang caj jualan balik buat masa ini. Walau bagaimanapun, Pengurus mempunyai budi bicara mutlak untuk mengenakan caj jualan balik sehingga 1% daripada jumlah yang dikeluarkan."

"Pembayaran Jualan Balik
Berdasarkan kepada Garis Panduan Tabung Unit Amanah, pembayaran boleh dibuat dalam tempoh 10 hari dari tarikh penerimaan permohonan jualan balik. Walau bagaimanapun, Pengurus akan berusaha untuk membuat pembayaran serta-merta"

http://www.asnb.com.my/ASB2.php#produk
celicaizpower
post Jun 22 2015, 10:08 AM

Race : ☐ Malay ☐ Chinese ☐ India ☑ /k/tard
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QUOTE(wil-i-am @ Jun 22 2015, 09:51 AM)
Under the Deed, they have the right to do so
However, dun think ASNB will implement such "rights" as tis will put their Funds in an uncompetitive position
*
erm, good answer... but did anyone wonder why... suspicious leh... cause never seen such things in all their other funds unless ASN type funds.
celicaizpower
post Jun 22 2015, 10:25 AM

Race : ☐ Malay ☐ Chinese ☐ India ☑ /k/tard
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QUOTE(wil-i-am @ Jun 22 2015, 10:11 AM)
ASNB oso impose 1% service charges on Buy transaction for AS1M since it was launched in 2009
However, they have yet to implement such 'right' since inception
*
I see, thanks for the clarification bro!! appreciate your help thumbup.gif thumbup.gif

seems that I'll add up to ASB2 then biggrin.gif

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