Don't pull out all YET. Perhaps just half, halve your risk first. Observe the 20B's performance....

I just to update here on my inquiries on the income tax exemption to ASNB.. Here is their reply..

Dear Sir,

Your email on below matter refers.

Kindly be inform that any further income tax exemption will have to be re-applied and approved by the LHDN.

For more information on ASNB products and services, please visit our website at www.asnb.com.my or contact us at 03-2057 3000.

Thank you.

This means that the income tax exemption for ASM and ASW2020 would be reapplied next year and to be subjected to the approval of LHDN..

As such, I believe that we could only identified the approval of the income tax exemption in maybe the next publication of Master Prospectus 2016/2017..

Yape, based on what their reply previously stating that the fixed price funds involved national interest..

Just that, always plan for the worse just in case, the approval was not granted by LHDN.. So if its granted for the exemption, it would be a bonus..

Being exempted, LHDN have to forgo a lot of taxes that could not be collected once the exemption is approved..

Taking into the consideration that the nation might need higher reserve, i think it is better to be neutral (not to be too confident).. Just play safe..

For FP, if no change = no announcement.  Only if change got announcement. 

So no news is good news in this case.

Guys, wanna ask your expertise here.
I want to get ASB Certificate from the bank(Cimb) I get the loan. Can I get it from any Cimb branch?
I need this copy for me to get thru my housing loan.
Please advise. Thank you.