U managed to accumulate so much 

Less than wat u have
Anyway, split yo investments into various class of Assets instead of just UT-ASNB

ASW/ASM/AS1M/ASG is managed by ASNB n tis is UT
Is FMS refers to FSM?
What I meant was diversify into others namely shares, derivatives, properties, gold, art, wine, forex, EPF    n etc

FSM is a gud platform to diversify into foreign countries n local market (specific sectors)
I have investments with FSM gud
Since u r not familiar with other Assets class, I wud advise u stick to those u know best

What is fsm?

wow 8years u have 120k++ 
while I invest longer than u & have way smaller amount 

Luck plus 'whom u know' in d Banks 

even u say like that.. then I how..

really2 small ikan bilis.. maybe juz 1% of his total holdings 

I know the feeling..

once u easy to get, everyday feel want to top-up even when there's limited bullets 

okay

btw PM funds cannot transfer to FSM platform.. both are different..

more info please ask Pinky 

top-up 2k ASM at Maybank today  

while doing the transaction, I notice there's some "network congestion" @ loading problem.. The computer screen went "blank" for 1-2 minutes before all the details are loaded    in the end got my units

I think a lot of people also trying at the same time or selling at the same time thus I managed to "grab" the units 

ASM No Bonus 

after getting all these info...still need to go to the bank to confirm before processing/progressing to the next steps?

Your new limit is 216k. It expending by dividend.