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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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TS[Ancient]-XinG-
post Jul 12 2015, 09:12 PM

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QUOTE(prince_mk @ Jul 12 2015, 08:53 PM)
I only have UT and Asb. No shares.

thinking to keep some Aud cash notes.any advise

can asb = fd ??
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U better have some FD lol.
TS[Ancient]-XinG-
post Jul 13 2015, 10:43 AM

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QUOTE(prince_mk @ Jul 13 2015, 10:25 AM)
Salary of 2000. Haizzzzz

boss.. like u said it is meant for emergency use purpose

looking forward to earn more.
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hehe. good good.

if 10 months shud be enough.

now, full force asm already.

today should have a lot too.
TS[Ancient]-XinG-
post Jul 13 2015, 02:59 PM

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QUOTE(guy3288 @ Jul 13 2015, 02:30 PM)
ASM already enuff for me, 1 competitor less for you guys. AS1M also same.  going for ASW mainly, got 10k  1 shot at CIMB 12.40pm
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Too bad for fixed price fund I only have ASM.
TS[Ancient]-XinG-
post Jul 13 2015, 03:41 PM

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QUOTE(hyelbaine @ Jul 13 2015, 03:14 PM)
Heard from a colleague that is friends with an ASNB staff at an east coast branch that there's quite a large number of units available for ASM today. There's an hour left why not give it a shot ladies and gents wink.gif
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No money 💵 how try lol
TS[Ancient]-XinG-
post Jul 13 2015, 03:50 PM

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QUOTE(hyelbaine @ Jul 13 2015, 03:14 PM)
Heard from a colleague that is friends with an ASNB staff at an east coast branch that there's quite a large number of units available for ASM today. There's an hour left why not give it a shot ladies and gents wink.gif
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mind to ask how about as1m and asw brows.gif
TS[Ancient]-XinG-
post Jul 13 2015, 04:13 PM

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QUOTE(hyelbaine @ Jul 13 2015, 04:03 PM)
Didn't ask pulak sorry tongue.gif
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tml ask. if same as asm, I might try open asw
TS[Ancient]-XinG-
post Jul 13 2015, 06:14 PM

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QUOTE(nexona88 @ Jul 13 2015, 04:31 PM)
so u already solved your previous "problem"? about the dividend thingy  blush.gif
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lol for me I actually don't care because end up also more than 4% than next year 6 %
TS[Ancient]-XinG-
post Jul 13 2015, 06:24 PM

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QUOTE(nexona88 @ Jul 13 2015, 06:21 PM)
so how much u managed to get today? beribu-ribu MYR  tongue.gif
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no la. enuff liao too bad no more $.

this month, really friendly stuff even the usual fierce stuff. and things really getting easy compared to those months...

extraordinary.... u know I know la brows.gif

got 1 uncle infront of me, continuously inject 2 times in 10 minutes, 5 k each... the time I leave he still standing there..


TS[Ancient]-XinG-
post Jul 13 2015, 06:28 PM

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QUOTE(wil-i-am @ Jul 13 2015, 06:27 PM)
Finally patience pays off  rclxms.gif
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brows.gif chance come once every single year brows.gif
TS[Ancient]-XinG-
post Jul 13 2015, 07:06 PM

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QUOTE(nexona88 @ Jul 13 2015, 06:29 PM)
hahahah too much until $$ finish  laugh.gif

our sifu also stoped adding because too much in the account  flex.gif
luvjiajia did u managed to open new ASM account  hmm.gif
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no la... me small amount nia....

that guy3238 baru sifu
TS[Ancient]-XinG-
post Jul 13 2015, 07:08 PM

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QUOTE(woonsc @ Jul 13 2015, 06:58 PM)
papa mama sold all..
1 Malaysia scary~
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detail pls... which funds?
TS[Ancient]-XinG-
post Jul 13 2015, 07:09 PM

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QUOTE(Ramjade @ Jul 13 2015, 07:06 PM)
Uncle injecting which one?
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ASM
TS[Ancient]-XinG-
post Jul 13 2015, 07:16 PM

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QUOTE(Ramjade @ Jul 13 2015, 07:10 PM)
Can ASM be open if got free units?
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can sure why not. today is the best day as I mentioned last fewdays
TS[Ancient]-XinG-
post Jul 14 2015, 07:21 AM

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QUOTE(woonsc @ Jul 13 2015, 11:49 PM)
ASB 1 Malaysia..
Emrrm.. most of it i think.. left few hundred..

Helping my parents go into fundsupermart with those money..
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ASB and AS1M?

btw any good recommendation for FSM brows.gif


TS[Ancient]-XinG-
post Jul 14 2015, 10:09 AM

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QUOTE(hyelbaine @ Jul 14 2015, 09:22 AM)
Your parents would most probably either be very close to retirement age or are already in retirement. Liquidating a relatively low risk yet competitive returns product for variable priced products does not make sense. Why I'm saying variable priced because FSM does not have any fixed priced funds.

And what's the point of investing in variable priced bond/fixed income products? The returns from these funds including money market funds does not yield anywhere close to what ASNB's fixed priced funds have and yet still be susceptible to risks of price fluctuations. Very, very few variable priced UT products offer capital guarantee so again, what's the point?

I certainly hope that your parents are being advised by you and/or your UTC consultants properly. Variable priced funds are more risky thus potentially providing higher returns but may not suitable for those who are looking for stable, consistent and almost annuity like income.

Unless of course you're a UTC trying to stir stuff in this thread, than shame on you but if you indeed are genuine, the paragraph above is a warning not to ruin your parents retirement. Learn about risk/reward and financial requirement lifecycle or even basic financial planning before jumping in.
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True... even asg hit by the current market, but their find performance still outstand the benchmark.
How good if my parent put into asg instead of the fd for the past 10 year. 3% pa or even 2.5 pa during 0708 is so low...
TS[Ancient]-XinG-
post Jul 14 2015, 11:03 AM

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QUOTE(ohcipala @ Jul 14 2015, 10:47 AM)
Have you ventured into fsm? Or just asx?
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No la. So far given the same risk rating, asx still perform better than any fund, even the fsm recommended. That also I go briefly this morning, if got other perform better I don't know la. Because some for the funds give - yield.... So far for variable fund under asnb they give positive yield performed Bette rthan the benchmark...

This post has been edited by [Ancient]-XinG-: Jul 14 2015, 11:06 AM
TS[Ancient]-XinG-
post Jul 14 2015, 11:08 AM

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QUOTE(hyelbaine @ Jul 14 2015, 10:22 AM)
Hot Tip : Contact who has a colleague working in an ASNB branch has again informed me that ASM units are available.

Not sure whats the trend with ASM suddenly taking over AS1M as the "go to" fund of choice. Anyways, good luck to all ya! wink.gif
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Ask as1m and asw...
TS[Ancient]-XinG-
post Jul 14 2015, 12:06 PM

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QUOTE(wil-i-am @ Jul 14 2015, 11:35 AM)
In fact, some variable Funds @ FSM have outperformed ASNB Fixed price Funds
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Argh... I don't like everyday see price see perform. Tiring...
TS[Ancient]-XinG-
post Jul 14 2015, 12:12 PM

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QUOTE(ohcipala @ Jul 14 2015, 12:07 PM)
Was hoping for ASG to drop below 1 during the Greek financial crisis but it never happen. cry.gif

BTW, public mutual is not on fsm right? Can't seem to find it
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I wont fall to below 1.
Public isn't in fsm. You have to go there.
TS[Ancient]-XinG-
post Jul 14 2015, 01:29 PM

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QUOTE(hyelbaine @ Jul 14 2015, 01:11 PM)
Friend finally replied. ASM already migrated to new system so ASNB branches can access units available real time depending on their access level but AS1M and ASW is still in old system so I guess there's no like summary screen and can only know when doing transactions.

I can't confirm that I can provide daily updates but I think for all of you non-bumi fishing for fixed priced funds, ASM looks likely to be your best bet.
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Thanks!!

Now that I know that the new system can actually show how many units left..

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