No More Updates from the regulars?   all quietly adding their ASx units 

main problem is the useless staff.. don't want try to help open one 

Don't even bother trying, straight in face say no units / no quota 

in my opinion, better to get all 3 if possible.. because u can "spread out" your $$ into 3 account & the dividend reinvested is in 3 different month of the year.. 

when u needed the $$, u can chose which one have the least effect (loss) on dividend to withdraw

but if u die2 cannot open new account.. than what to do.. juz focus on 1 account only & make it so big than some people would jump 14 floor

also if you dont want the counter girl to see your substantial balance, better get more books and use different books each time you go.

the most they can add up is the 3 books there with them, i like to believe she can not see all our books in one screen at the same time. Or she could really see them all??

say you have 5 ASM books, your self and 4 kids, do you think all the accounts will show up there when you go top up on only one book?

Since when AS1M changed to new passbook coz m still using old 1?

Amanah Saham Didik C/FWRD 4.09sen to next financial year as reserved... According to Tan Sri Hamad Kama Piah Che Othman, the fund have the capability to give a payout of 11.83sen but they just pay 6.6sen 

~NST~

a lot of people trying nowadays after reading here on how easy to top-up 

Nope

If got helpful person is good. If no, just waste of time.... Later the person don't even want to try for you..that was my experience...

So say you put in September 2015, You withdraw in January 2016. So come October 2016, will you get the interest for September-December 2015?

No interest right?

Your parents would most probably either be very close to retirement age or are already in retirement. Liquidating a relatively low risk yet competitive returns product for variable priced products does not make sense. Why I'm saying variable priced because FSM does not have any fixed priced funds.

And what's the point of investing in variable priced bond/fixed income products? The returns from these funds including money market funds does not yield anywhere close to what ASNB's fixed priced funds have and yet still be susceptible to risks of price fluctuations. Very, very few variable priced UT products offer capital guarantee so again, what's the point?

I certainly hope that your parents are being advised by you and/or your UTC consultants properly. Variable priced funds are more risky thus potentially providing higher returns but may not suitable for those who are looking for stable, consistent and almost annuity like income.

Unless of course you're a UTC trying to stir stuff in this thread, than shame on you but if you indeed are genuine, the paragraph above is a warning not to ruin your parents retirement. Learn about risk/reward and financial requirement lifecycle or even basic financial planning before jumping in.

Wish prosperity and peace to everyone on the holy occasion of Hari Raya Aidilfitri 
Selamat Hari Raya Aidilfitri Maaf Zahir Batin

anyhow don't forget to vote / give opinion on ASx
https://forum.lowyat.net/topic/3646135

Epf. ASX, hard to get. Epf you can always top up what. The only limit is top up of rm60k/year.

I am sure i am going to use my EPF first.. haha...

Looking back to how difficult it is to deposit it today will make me think twice about it.

I wud take out from EPF 1st

Limited upside as around 51% in fixed income instruments