hi doraemon!

it is good to invest in these ASB or ASM or ASN accounts. If since u had bad experience from stocks and mutual funds, these are rock solid investments. Go for those that only cost RM1 per unit.. no sales charge at all. Masuk RM1 per unit keluar pun RM1 per unit. This is like FD or capital guaranteed. And every year u can expect at least 6-7% dividend which will be reinvest into ur account at RM1 per unit. It is very very very good savings account, in fact better than FD. If you are muslim.. u can opt for this account (dont remember which one) which is only for muslim. In this special account, u can expect more than 10% dividend per annum. max for this account is RM250K only.

Other than that, u can opt for capital guaranteed funds which can give more than 10% per annum. Either way works

hope this helps

hhaaha if he is a pro in this by now, its good! anyway PNB will launch their funds more often now. just have to be quick to grab it lor..

good luck to those who are waiting for the next opening!