Jan 3 2008, 03:57 PM
QUOTE(terryykf @ Dec 30 2007, 09:42 AM)
just to add on...
ASB for Bumi....not necessarily up to RM200K only..
it depends to individuals transaction...
the more transaction you do,the higher limit PNB will give you,some even reach RM350K....
i wonder who on earth told you this. its been noted for a long time the ceiling is 200k.ASB for Bumi....not necessarily up to RM200K only..
it depends to individuals transaction...
the more transaction you do,the higher limit PNB will give you,some even reach RM350K....
Added on January 3, 2008, 4:00 pm
QUOTE(amirbashah @ Jan 3 2008, 12:13 PM)
It is not advisable to take the loan in huge amount for example RM100k. What if you want to take another loan (house loan)? The ASB loan would be detrimental in this situation.
Another thing, when was the last time ASB made any losses or did it even happen?
If anyone of you wants to do autodebit for your ASB,ASW all you need are:
1)Photocopy of the first page of your account book (ASB,ASW) which contains all your particular.
2)Photocopy of your ic.
3)Pay slip (For government servers).
4)Approval from your employer.
For government workers, the forms must be sent to any ASNB offices or banks (If im not mistaken) but for private workers, send the form to your employer/head department.
not exactly i think. credit officers from the bank youre applying the loan can see the asb loan (assuming 100k) is with collateral. they could figure your monthly commitment is not as much even though you take 100k the most you pay monthly is around RM600? basically asb is a very safe investment. as good as fd but with more than double the returns. bumis who have excess funds are advised to invest in asb.Another thing, when was the last time ASB made any losses or did it even happen?
If anyone of you wants to do autodebit for your ASB,ASW all you need are:
1)Photocopy of the first page of your account book (ASB,ASW) which contains all your particular.
2)Photocopy of your ic.
3)Pay slip (For government servers).
4)Approval from your employer.
For government workers, the forms must be sent to any ASNB offices or banks (If im not mistaken) but for private workers, send the form to your employer/head department.
This post has been edited by mrcloud9: Jan 3 2008, 04:00 PM
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