Dude, actually it depend on the individual.
I had given a long thought to invest in unit trust but then I decided not to risk my initial investment due to unit fluctuation prices in unit trust and the fees imposed to the fund.
I always dump all my money in ASB and let it accumulated in there. Now I want to venture into property investment as my uncle going to sell me an under value a piece of land nearby my parent house. But then again once I manages to get the return of investment from that land land, I am going to put the money back into ASB.
For me Amanah Saham will always the safest way to save my money with low risk (nearly to non existence) while getting dividend which is higher than the inflation rate.

This post has been edited by chikanot: Feb 2 2008, 01:04 AM