[quote=pidah,Nov 17 2006, 03:21 AM]

just wanna shared with u some knowledge about saving and investment
1. In the bank as a saving account or even fixed deposit.. in average returns you wil get around 3-4% (depend on the number of month) interest/profit - NO RISK
2. in ASB and enjoy deviden like 7-8% per year (A bonus 2.25% is meant for those whom save more than 10 years) - NO RISKS
3. in Tabung Haji yet get like 4-5% dividen - NO RISKS
4. in Bank Rakyat (15% dividen for the last 7 years) too bad it is not longer available. - NO RISK
5. in EPF (compulsory) and get dividen 4-5% per year - NO RISK
6. to your friends..let him do some business.. RISK? Yeap.
------1. You will lose the money due to no profit, thus
------2. Lost a friend
7. in share market and get profit in short term...but you have to daily monitor the share...RISK or you might to CONSIDER take some moderate risk by saving in unit trust and enjoy like 8-12% profit per year.
btw, doremon which mutual fund you had invested before?

[/quote]


There is another bank I heard give a good dividend -- Bank Persatuan.


P/s: I have asked bank about which is better, ASB or ASW and they told me ASB is better. So, I moved all money from ASW to ASB but ASW can't be closed like ASB. So, if you change your mind and want to put some money in ASW, it's still available.


[quote=vergas,Nov 17 2006, 08:38 AM]If I recall correctly, the limit is RM200k only.

I prefer to take advantage of this limit first, then with RM200k safe, you can use the excess in risky investment like stocks etc. Even if you lose all in stock you might be able to sleep better at night if you still have RM200k secured nicely so you won't have to think of not having to eat for the day...

[/quote]


Last time it was RM200k but now it's RM250k.
You can check with any bank near you.


[quote=doremon,Dec 19 2006, 01:32 AM] no sure bro. I have ASW2020 book with me but the amount is RM0.00 since i transfered all the amount into ASB. Now not sure mine still valid or not. Later i will check with bank 

[/quote]

Same with me


[quote=doremon,Dec 20 2006, 01:46 PM]  Don't Ever use Asb loan for your saving or investment purposes. IT'S A WASTE OF MONEY. Refer to the webpage give.
WHAT HAPPEN IF U USE ASB LOAN. Sorry it's in bahasa Malaysia. Hope it helps 

[/quote]

The link is broken?

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Added on July 6, 2008, 10:18 pm

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Added on July 6, 2008, 9:40 pm[quote=doremon,Dec 21 2006, 02:19 PM]
u r right. i don know y i was being stupid to register for it 6 months ago(actually just follow my fren). already menyesal and now want to terminate it after receive dividen (next week maybe). but don know the clause

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BRO, don't call yourself stupid. If u call yourself stupid I will be more Stupid coz I don't mention this thing earlier So sorry. Last time I also almost got suck in to all this nonsense. But lucky someone help me out. Someone in Lowyatz enlighten me. I thank you for that person (Forgot his nick ) By the way, Mlm is even worse money sucker. If u know what u doing then it's ok to get involved. If u don't or just get involve cause of your friends, then u looking for trouble. If Mlm is as successful as they say means everyone will be rich (Including Bangladesh, Indons, Org Asli, Org Gila etc). Just a quick tip Never loan (If possible), never use or apply credit card (unless it's prepaid). Reason saying this is because I get my stupid head involved in mlm. Work like SoH**,FU*K,Cor*SU**ER and get little return. I don't to say the company name but it's a recruitment concept. ******* I invested RM2k+ plus upline promise me heaven and earth (The guy is my neighbour) the whole family involved (Know for 21 years) choose to ignore me after I invested RM2K+. Bugger once I pour money everybody started missing. Bloodyhell. MY OWN NEIGHBOUR. Now I really frustrated and I already decided to go for this Bank investment method such as ASB,ASW2020 etc. It's slow but u get the satisfaction. Imagine you work like hell to earn and matter of split second it gone. How do you feel?

[/quote]

Uptrend?


[quote=nexona,Dec 21 2006, 05:06 PM]
eh, two Amanah Saham investor duno what u guys are talking about?

ASW - Amanah Saham Wawasan = for bumi/non-bumi.
ASN/B - Amanah Saham Nasional = for ONLY bumi.
went to pos office, they said i can open ASW account first and try luck. Open acct requires RM100 but they dont gurantee got fund for me. So, how?

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I thought ASN is also for non-bumi?

[quote=doremon,Dec 22 2006, 08:23 AM]
One quick question, what you mean by withdraw? Currently I have ASW2020 bank book but it's 0 amount as I transfered all my money in ASB. So it has been 6 months already with 0 value. So am I out of ASW skim now?

[/quote]

No. You are still have the account.


[quote=edifgrto,Dec 22 2006, 11:31 AM]
Today I read the news about ASW2020, there are still lots of units reserved for Bumis. If you are bumis, I strongly suggesting you to go and buy that. Grab the chance!!! This ASW stuffs, I can put full confidence in recommendation man!!!
Have a nice day.

[/quote]

ASW % can't beat ASB %
Have you asked bank?

This post has been edited by admar: Jul 6 2008, 10:18 PM