ASB gives a return of abt 12% normally so it's quite a good investment... other funds u really have to monitor them and also u have to go in at the right time 

no shit?!
even if ASB gives out 11 percent compound interest,
at the end of ten years
0 10,000.00
1 11,100.00
2 12,321.00
3 13,676.31
4 15,180.70
5 16,850.58
6 18,704.15
7 20,761.60
8 23,045.38
9 25,580.37
**28,394.21**

but if

3x capital guaranteed return?
10k -> 30k

hold on
capital guaranteed?
or profit guaranteed?

any links on this?
or "give me your name and number, i'll call you, maybe we can meet somewhere?"

i want to ask about the dividend..
i opened my asb account last november, just a month before they close the financial year and pay back the dividend..
i start up with 800.. then i check, my current balance is just 808..
which means i just got the bonus 1%, not the dividend..
is it so because my account is new?

ASB Loan from CIMB got fix rate at 5% p.a for 3-5 years... Aiii what a waste.. I mean if we compare it with current BLR now.. how about maybank guys?