ASB gives a return of abt 12% normally so it's quite a good investment... other funds u really have to monitor them and also u have to go in at the right time

excellent investment.... u can also try ASW2020 or ASM which also offer returns of abt 6% p.a...... there are a lot of new mutual funds which invest overseas. those are good investments as well. i invested in this fund where they invest overseas n now my current return is 10%, n it's been less than a year!

i think u should put proportionate ur extra cash.... probably 10% in ur Savings A/C, another 20% in FD (1 mth maturity) and the rest in investments... that way u have some $$ for a rainy day....

but of course the ratio is entirely up to u...