This part is very misleading. You need to include that unit trust could make NEGATIVE returns as well.
Unit trust is mostly invested in equity markets, and if equity is on a downturn, how can funds make returns of 12% - 15%? Also, you mother was investing during the 2006-07 boom years, so it does not surprise anyone with that return. When do you think the market would make such a bull run again? Please remember that "past performance is not an indication of future performance".

BTW bro, please know the right place to post. This thread is for ASB, ASM, ASW, ASD, ETC

This post has been edited by Jordy: May 20 2008, 02:27 AM

I believe the bumiputera portion is still available, so if you are bumiputera, you can deposit straight.
If the units are sold off, you can put yourself in the waiting list, so when someone sells, you would be contacted.
Normally, it takes awhile until you can buy any units. So, it is wasting time in my opinion.
Please correct me if I am wrong