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 AS1M, ASB, ASW,ASM,ASG,ASD

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Humping^Panda
post Nov 12 2007, 02:19 PM

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just thinking...is it possible to withdraw the epf for asb?
Humping^Panda
post Nov 14 2007, 12:30 PM

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QUOTE(kriel @ Nov 13 2007, 04:35 PM)
You can only withdraw EPF for ASW (bumi portion) and ASD which is for the fixed RM1 each unit.

ASB you are not allow to withdraw EPF.

For non fixed, ASN2,ASN3 and ASG, you can withdraw your EPF. Just like other mutual/unit trust funds.

For ASW - only for bumi can open. ASM/ASW - non bumi depends on unit availability. If got unit, you can open but very seldom lah.

TIPS - try going to ASNB office early in the morning. Try your luck there.

Any more question?
*
Thanks!! icon_rolleyes.gif
Humping^Panda
post Mar 27 2008, 01:08 PM

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QUOTE(ceklat @ Mar 25 2008, 10:43 PM)
hi, newbie here, my recommendation is....
(1) don't take ASB loan..very rugi, yes it's an investment but 'u make saving for bank'.
(2) apply for personal loan from bank rakyat or koperasi which their interest is about 5%-6%, then invest into ASB..
if that year ASB giving out 9% bonus+dividen, u still profit 3 or 4%.
(3) convert your ASB value into their sijil ASB, then bring the cert to local bank (RHB), go for OverDraft ASB..
means u cagarkan that cert for money. u only pay the OD interest every month which calculated daily rest.
(4) eventho the cert with RHB, u still can get the ASB dividend and at the same time use OD money to settle ur debts ie CC,
study loan, etc,etc.

just my 10 cents nod.gif
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dont really get it for step 3& 4.
isnt that you still owe the bank rakyat n koperasi?

ok, if I have a ASB Cert worth RM10K.
Overdraft it with RHB bank(Cash out the RM10K?).
So I have RM10K from RHB Bank, then go pay the other loan like the bank rakyat loan?

Erm, with ASB cert in OD, how can I still receive the ASB dividend money ler?

Can you give some calculated example?


Humping^Panda
post Mar 31 2008, 05:00 PM

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hey guys...about the ASB Cert, is there any limit how much we can buy?
Humping^Panda
post Apr 1 2008, 12:13 PM

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QUOTE(kriel @ Mar 31 2008, 09:27 PM)
if i'm not mistaken u can only buy 200k. but if you have more than that in your ac, u can convert it to cert - in '000 nomination.
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Thanks. cool2.gif
Humping^Panda
post Apr 10 2008, 03:19 PM

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QUOTE(ramdrag @ Apr 7 2008, 06:54 PM)
invest some money..in return company will give u gold bar for warranty...but u must return that gold bar after six month...the company will give u
monthly return
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somehow it sound like some scam scheme..sorry ya..
can u be little more direct n point out which company? how you can earn the money?
is the company certify by Securities comission?


how much u earn monthly from it?

sorry this is not related to ASB/ASX thread....
Humping^Panda
post Oct 8 2008, 09:15 AM

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QUOTE(am_eniey @ Oct 7 2008, 11:32 AM)
the game is about to start or about to `GAME OVER` ?
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this time is just the begining of the recession...many economist said the market going to see the after shock next year...
Humping^Panda
post Feb 22 2009, 08:54 AM

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QUOTE(Syd G @ Feb 12 2009, 02:17 PM)
maybank is BLR-1.3% if I'm not mistaken

but maybank will force you to take ASBRTA around 1k something
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ASBRTA is better i guess. it is insurance for u once u die ur family will benefits from loan for free.

Maybank's
BLR - 1.15 % (for 1st 5 years)
BLR - 1.30 % (thereafter)

or

BLR - 1.35 % (for 1st 3 years)
BLR - 1.30 % (thereafter)

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