Can I ask something?

What does liquidity means when comparing FD and ASW2020? I don't understand, does it mean I can take my money out of ASW2020 anytime?

ASW2020 is better compared with FD because of the interest rates. Meaning it's only weakness is you can't invest anytime you want and limited investment? Got some risk compared with no risk at all of FD?

If ASB is so good, why doesn't all Bumiputra invest in it? No money?

Darn, I just missed the latest ASW2020 sale.

No need take leave lah bro, I'm still student, LOL. But will undergo Industrial training from June till October so hopefully not release during that period.

ASM is on sale today, right? ASW2020 on next Monday. Going to invest in ASW2020, better return?

Today is ASM right, not ASW2020. That's on 27th

ASM is for all Malaysian. ASW2020 has 51% reserve for Bumiputera and 49% for non-B

Does anyone putting money in this ASW2020 or ASM ever take out their money? Or they just left it there until they retire? AFAIK, you can cash out anytime at all banks/post office, right?

ASW2020 has a higher average payout, around 7%. However, last year ASM has higher payout, 8% compared with ASW2020 7%

This year, ASM has 6.25% and ASW2020 will release their payout around end of August. The thing is they can actually pay out 8% for ASM this year but they decided not to, read it somewhere.

This post has been edited by H4RRY: Apr 21 2009, 03:29 PM

The thing is most people don't take out their money. So, they usually don't bother checking for u.

Maybe you can transfer some of ur unit trust to others?

This post has been edited by H4RRY: Apr 21 2009, 03:35 PM

AFAIK, there is no penalty or charges. All charges has been absorbed to yield a lower payout. Meaning, if they charge you anything, your payout will be higher but u have to pay. Meaning, it is the same. The only charges I know off is if you lost your account book, RM10 stamp duty?

I waited from 8.30am till 11.50am when the lot is finished. At post office, used to have zero people lining up, now got at least 30++. On the day of ASM start selling, I was there asking about ASW2020, the officer said can buy ASM, regret didn't listen to him. Got 2 person in front of me when the officer announced it is finished. Damn, waited 3.5 hours for nothing.

That's 3 hours, maybe should bring a book or something, even manga will finish read 10 volumes already.