QUOTE(tonyvyp @ May 22 2015, 09:47 PM)
can try to negotiate. my case i choose 10% dp & 6 years loan, rm600+ per month. of coz my salary higher than 2k, but work only started 3 months prior.
at first SA tried Public bank, they want guarantor. i call SA, say if possible dun wan guarantor. then he try Maybank. loan approved few days later without needing guarantor.
depends on the bank & how ur SA help u really
yes diff bank has diff requirement, sometimes even same bank but diff branch has diff results
Here's what we did today
Owner wanted to have some lights whenever he open his boot, so here it is


» Click to show Spoiler - click again to hide... «
Owner also changed the air filter, owner was kinda skeptical at first, but we offer him to try first, afterall 10 out of 10 Axia owner who changed definitely felt the difference immediately for pick up...
Not to mention, u gotta change the stock ones during major service too, y not invest in something like this, which u can wash every 30k and with a recommended life span of 150k...
definitely worth every bucks spent