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If Bank Lelong my house, what is the impact on me?
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ManutdGiggs
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 Jan 21 2015, 09:58 PM
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QUOTE(bearbearwong @ Jan 21 2015, 09:56 PM) yup try to sell lower ... what you said is the front door... back door side... once reach banks hands and court... alot undertable offer to VIP.. valuation also can be altered one.. they human too 1k to 2k report change di... u never encounter these b4? if VIP are interested... sure not let go/... Last time I say deals can b done b4 auction y u nvr blif me wan??? |
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ManutdGiggs
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Jan 21 2015, 10:00 PM
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QUOTE(bearbearwong @ Jan 21 2015, 09:59 PM) lol see our taikor, even never sampai lelong stage also sapued I ain't any taikor. But I know how to do it ma. Wah when debate last time u die die say tak jadi. Now u go n say ada udang di sebalik batu. Kns. |
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ManutdGiggs
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Jan 21 2015, 10:03 PM
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QUOTE(bearbearwong @ Jan 21 2015, 09:58 PM) lol pro lawyers can only prolong it.. I m I will screw that lawyer with cost and ask that lawyer to pay personally for frivolous suit.. what to defend? never borrow? never try refinancing? can get some money and use bit and bit to cover loans for next 5 years and more... buy time... Jv la. Ex oledi no hiew loan. Lagi Mau refinance meh. |
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ManutdGiggs
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Jan 21 2015, 10:11 PM
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QUOTE(bearbearwong @ Jan 21 2015, 10:06 PM) jialat, nego with bank, and if bank ok please put in black and white.. they are more evil.. if property hot, the bank manager himself will try hantam , u try ask other banks... lol back to area valuers side, manager control important is how badly inflated the prop is, iof new launch, no worries after auction sure enough to cover U really hor so green in prop. Now most if not all banks get approval fr hq la. Branch minizers boh lat liao la. |
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ManutdGiggs
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Jan 21 2015, 10:16 PM
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QUOTE(bearbearwong @ Jan 21 2015, 10:13 PM) haiya... HQ robot meh? eat vege only? no friends with branch meh? no talk? lol Branch minizers r not allowed to approve loan liao lo. U got many banker frenz ma. Try ask. Or maybe my bankers lie gao me. |
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ManutdGiggs
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Jan 21 2015, 10:35 PM
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QUOTE(edyek @ Jan 21 2015, 10:32 PM) Dear xx_xx, If you cannot pay your portion and your ex refuse to negotiate and pay, just let the bank foreclose the property, as per tigerr comments. Desperate times call for desperate measures. Worst case scenario, you will be bankrupt. Less worst case scenario, you will need to top up the differences should the auctioned price is less than the loan borrowed plus others misc fees&charges. And if you can't top up, you will still be sue bankruptcy; hence worst case scenario. This kind of situation cannot be solved unless two party is willing to negotiate on terms such as selling the house. Bear in mind that, if you are bankrupt, you cannot do a lot of things. Here is a URL for you to look through. http://www.insolvensi.gov.my/faqs/bankruptcyTaikor memang Taikor  |
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ManutdGiggs
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Jan 24 2015, 10:34 AM
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QUOTE(xx_xx @ Jan 24 2015, 09:53 AM) And I wonder why when there is any letter from Majlis perbandaran or the local office to ask for cukai and something, those letter only addressed to him only??? Is it normal?? I am just worried that if he plating some tricks behind me and later ended up the property will turn to his name afterall How many name(s) in spa??? Billings usually onli direct to 1 correspondence add. Kenot send to both. |
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ManutdGiggs
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Feb 12 2015, 07:46 PM
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QUOTE(xx_xx @ Feb 12 2015, 02:42 PM) everything is 2 names in... so mean that is normal for them to address only 1 people instead of 2??  Whichever coy or dept 'll Onli send out docs to one add to avoid conflict. |
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