sure or not bank can choose to do like that?

as I know even cc if you are principle and I am sub -card... any debt, bank still bancrupt both..

same as guarantor and borrower's analogy, bank can recover from who ever... if the wife nego and pay off 50%, means this wife got money, If i bank i hantam then wife, later ask wife sue husband for proceeds

but well, depends some bank managers are really easy on divorcees... mostly UTAR