Financing recipients whose completed their studies and obtain First Class Honours from 1st January 2010 with the following conditions:

i. Attended full-time course.

ii. Completed the studies in within the period as stated in the financing agreement.

iii. PTPTN financing does not overlap with other sponsorship.

iv. Financing recipient must submit the complete application within twelve (12) months from the date of the convocation.

v. The course attended has been accreditated by MQA.

3.5 CGPA already layak since first class.probably the lady pulling your chain.best if u walk in ask though.since some ptptn staff don't know what they're talking or just too rigid.