Oops, sorry for asking silly question. I quote the online rate of obtaining RM 50 AEON shopping voucher of 14500, instead of on-the-spot redemption rate of 12500 for RM 50 AEON shopping voucher.

RM 50 GST has been charged to my AMEX. Let me rephrase my question:

As of now (before 1 March 2015), which one is more worthwhile?

- 12500 TREATS Points to offset Credit Card GST of RM 50, or
- 12500 TREATS Points to be exchanged to RM50 Aeon Shopping voucher (to be redeemed on-the-spot at Maybankard Centre in KLCC)

I have around 18000 TREATS Points. Like you all, I need to redeem the points, before Maybank inflates the point redemption.

Thank you very much for your advice.

i would like to ask if my anniversarry month is on August 2015. and that time already no more rm50 GST (after 1 Apr).

and I don't like other voucher.
so, can I claim the GST RM50 with my treat point now?

no one reported before

1st year yes. Not 2nd year onward as you can use the TP to do the job. But 400TP = rm1, so you need to spend more
But think it on the bright side, if you spend using cash, you get nothing. Spending using dual card(especially on AMEX more), you get cash back and TPs. I'm taking actual cash back as rm550 a year