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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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MGM
post Jan 28 2015, 06:31 PM

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Just notice that MBB2Amex transactions' posting & transaction dates are almost always the same whereas MBB2Visa is one day diff. Since already earned max rm50 rebate for Amex, no point to swipe on 31-1-15(Sat) using Amex.
MGM
post Jan 29 2015, 09:05 PM

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QUOTE(David83 @ Jan 29 2015, 08:16 PM)
[attachmentid=4322664]

I'm wondering what is the RM 185 about on my 1st row for my Visa. I paid my bills on time.
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Could be the fees imposed for BT but u got it back with waiver, just add them up & see.
MGM
post Jan 30 2015, 10:22 PM

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QUOTE(baocord @ Jan 30 2015, 07:26 PM)
I am thinking tomorrow spending will be calculate as Feb 2015.  On August 2013, 31st August fall on Saturday,  spending calculate as sep spending.  I am not sure same scenario will fall on tomorrow.
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fROM MY OBSERVATION, transaction and posting dates are mostly the same for Amex whereas for Visa one day diff.

This post has been edited by MGM: Jan 30 2015, 10:23 PM
MGM
post Feb 7 2015, 04:54 PM

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QUOTE(maiself @ Feb 7 2015, 04:46 PM)
Visit On The Spot Outlet today and redeemed most of my TP to Petronas Giftcard hehe
[attachmentid=4333882]

Free Petrol all year long....  rclxms.gif

Fo those who not aware.. On The Spot give much more value compare to online redemption.

Petronas RM50 giftcard = 14250 (Online) vs 12500 (On the Spot)
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On d spot means at any personas station? What is d expiry date? Is the card reloadable?
MGM
post Feb 10 2015, 08:46 AM

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QUOTE(mytaffeta @ Feb 10 2015, 06:05 AM)
bro for example i redeem metrojaya voucher TP12500 = RM50, after Mac-1, less than that? normally how long the voucher validity eh?
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Depends on wehther the vouchers they hold is old or new stock. Normally valid for 1 year, except for everlasting AEON's.
MGM
post Feb 13 2015, 08:16 AM

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QUOTE(David83 @ Feb 13 2015, 07:44 AM)
This month is my anniversary for my MBB2 AMEX/Visa.

Not sure if this is good timing or not:

1. March ---> TP redemption inflated
2. April ---> 6% GST kicks off

RM 50 GST hasn't appear yet in the statement. Can't do an early redemption.
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I managed to get early redemption for GSt at the Card Center @1Utama, CS said OK if on the same month.
MGM
post Feb 13 2015, 05:50 PM

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I think M2U Saver-i better than M2U Saver, any balance will get 2% interest. Right?
MGM
post Feb 14 2015, 04:09 PM

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QUOTE(raul88 @ Feb 14 2015, 02:36 PM)
If 400 TP : rm1
This card no longer is the 'best' cc in msia
Only 5% weekend rebate

Any other alternative cc?
I think its time to cut liao
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5xTP still earns 1.25%.
MGM
post Feb 16 2015, 04:08 PM

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QUOTE(victorywp @ Feb 16 2015, 02:52 PM)
i just only redeemed all my tp to mydin vouchers and used it to reload into my tng card right after.
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So smart, as good as cash, no expiry date?. thumbup.gif

This post has been edited by MGM: Feb 16 2015, 04:08 PM
MGM
post Feb 18 2015, 06:41 PM

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QUOTE(swimfan @ Feb 18 2015, 05:22 PM)
Hey TP experts, appreciate if you can help me with a couple of questions. I've got tons of TP to redeem, can I just walk into Harvey Norman and buy stuff using TP?

I understand I can do the same at some outlets in OU under the RCUBED programme, is the redemption rate worth it?
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Same as others 12500TP for rm50 voucher.

https://www.maybankard.net.my/catalogue.php?prodid=89&page=7

MGM
post Feb 19 2015, 12:23 AM

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QUOTE(apitzhnu @ Feb 18 2015, 11:16 PM)
Just check wif them, aiya they mark up 5% before u can redeem it via TP

I'm planning to redeem my TP durng PC Fair next week which fall end of month (28th FEB)

Since it just one day before 1st March, is it adviseable??
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If u want excitement YES. Want to play safe no, & not worth the thrill.
MGM
post Feb 24 2015, 11:29 PM

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QUOTE(fruitie @ Feb 24 2015, 10:40 PM)
Thanks for the update. Luckily I redeemed my 600 bucks earlier.

Plan to redeem the last RM 100 for iPad Air 2, will buy in either Harvey Norman or epiCenter, on the spot redemption. biggrin.gif
Buying it this weekend and can get weekend rebate. brows.gif
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this Saturday is the last weekend b4 TP inflation, this Sunday is already 1/3/15.
MGM
post Feb 25 2015, 11:25 AM

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QUOTE(victorywp @ Feb 25 2015, 11:19 AM)
what so headache for you? just redeem nando's voucher and go eat peri-peri chicken la. brows.gif
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Ya, bagus dan sedap. thumbup.gif
MGM
post Mar 2 2015, 07:23 PM

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QUOTE(supersound @ Mar 2 2015, 06:05 PM)
If it is lesser than rm1000, yes, it will be good option.
But yeah, I missed out this also. looks like I need to repay LHDN for 4-5 payments thumbup.gif
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Wonder this can be clasified as ecommerce? If yes then use CIMB CB Plat to get rm30 CB & PBB VS rm60. Watami rm150, MBB AmexPlat rm50.
MGM
post Mar 2 2015, 08:21 PM

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QUOTE(supersound @ Mar 2 2015, 07:45 PM)
Just too bad I don't have other cards.
My option is only pay it for 9 months.
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That's even a better choice if can opt for installment. Then can use the best CB cards for this purpose, either PBB VS or MBB AmexPlat.
MGM
post Mar 3 2015, 02:15 PM

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Too much refund abuse they will follow AEON's footstep, no refund for Electrical goods.
MGM
post Mar 4 2015, 06:13 AM

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QUOTE(victorywp @ Mar 3 2015, 11:15 PM)
aiyo, you don't believe? i have been doing this for many years until some "smart" staffs started to refund the credit back to gift cards or credit cards instead of refunding cash. so i changed tactics to cash vouchers (reasons as i posted above). and this is how i always maximise my wise x2 and mbb2amex x2 beside other cc. whenever i have extra unuse cb i will buy cash vouchers.

ok, if really want to share all these hypermarket tricks/tips too many la. ok la, i share a few more to you all.

do you want to get 3x points at mydin for each rm?
1) buy cash voucher = 1 point
2) use cash voucher to reload tng = 1 point
3) use tng to buy stuffs = 1 point

do you know how to keep getting mydin points + keep extending your cash voucher at mydin?
1) buy rm500 cash voucher = 500 points
2) use the cash voucher to reload rm500 to tng = 500 points
3) use the rm500 in tng to buy again rm500 voucher = 500 points
4) keep repeating the above 2&3 for 500 points each time
5) by doing this also your cssh voucher is extended each time (so not only limited to 3 months only)
remarks: each time reload tng will charge 50 cents, but you still gain in long run

i don't believe someone has ever done this before. if someone trying to claim they did this before is surely a liar. so shall i now ask people to say i'm a genius and compliment me? lol...

anyway, after sharing these tricks i believe mydin will soon change their t&c... perhaps no more points for cash vouchers or no more points for tng reloads or cannot use cc/tng to buy cash vouchers... or all the above... but i will surely find the loopholes again. lol...
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Salute notworthy.gif notworthy.gif notworthy.gif . You r smarter than a genius and a humble one.
MGM
post Mar 6 2015, 09:16 PM

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QUOTE(CalvinCLK @ Mar 6 2015, 05:20 PM)
I have no luck for all these contest, but I am waiting for the 100% Cashback List to come out. biggrin.gif
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Don't think MBB will publish any winner list for this promo.
MGM
post Mar 10 2015, 03:55 PM

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I made an Excess BT to PBB VS and got an excess balance of rm600 in my MBB2VISA a/c. So I called up MBB CS to transfer this excess to my Saver-i a/c and was told that it would take 8 working days. Did that on 5/3/15, but super efficient MBB transfered the money the next day. Will try a bigger sum b4 PBB 0% BT promo ends on 31/3/15. Indeed it is a interest-free loan.
MGM
post Mar 17 2015, 12:45 AM

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QUOTE(herc @ Mar 16 2015, 05:05 PM)
Yes u can. Redeemption using RM1 = 250tp, not limit to 12500 or 6250 block. ie, Redeem RM155 = 38750tp.
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So early birds don't catch the worms. I already redeem most of my TP b4 1-3-15. But is this the same promo as "Countdown to 1stApril" with this t&c:

Great savings via Maybank TreatsPoints redemption

It's time to shop till you drop with Maybank TreatsPoints redemption for Senheng Countdown to April campaign! You can redeem RM50 Senheng Gift Card with only 6,250 points redemption (Normal: 12,500 points) via TREATS On-The-Spot Redemption. There will also be a mystery gifts with purchase of RM999 and above too*! Hurry, promotion ends on 31 March 2015.

Note: Valid for full points redemption.
Limited to one time redemption per Principal Cardmember.
RM50 Senheng Gift Card can be deducted from the purchase amount, while the balance amount (if any) will be charged to Cardmember's Maybank Card.
The Gift Card is valid for 1 year upon activation.
*Valid on first-come, first-served basis while stocks last.

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