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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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victorywp
post Mar 25 2015, 01:58 PM

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QUOTE(fruitie @ Mar 25 2015, 01:54 PM)
I'm the abnormal one then. laugh.gif
Every time try to make full use of my credit cards. laugh.gif
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you have more male gene in you. brows.gif
if you see lyn members in cc forum/thread, not many is woman. biggrin.gif
victorywp
post Mar 25 2015, 10:31 PM

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QUOTE(Higuain @ Mar 25 2015, 08:39 PM)
i just checked my statement and it showed amex doesnt give cashback for petronas on weekend. i thought amex will give cb on weekends??
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when you swiped and when you check?
victorywp
post Mar 25 2015, 10:33 PM

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QUOTE(alexwsk @ Mar 25 2015, 08:47 PM)
er, why do you need to pay last weekend? still hv this weekend to pay ma
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because i afraid will forget again. sad.gif
victorywp
post Mar 25 2015, 10:36 PM

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QUOTE(asiatrader98 @ Mar 25 2015, 09:48 PM)
i wonder anyone here use the master/visa card come with amex together? I didn't activate it & never use it until now
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i activated it but seldom use. just used it few times last time when there's promo of 3% cb for caltex. useful as it's daily instead of having to wait til weekends to use amex.
victorywp
post Mar 25 2015, 11:14 PM

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QUOTE(aeiou228 @ Mar 25 2015, 10:58 PM)
Scheduled payment uncle, scheduled payment.
Can pay on any day. biggrin.gif
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yeah, will try schedule again. i remember last time the scheduled payment timing is not consistent. for example, if i scheduled for sunday, it only went through in the night (almost missed the cb).
victorywp
post Mar 26 2015, 02:29 AM

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QUOTE(janson_kaniaz @ Mar 25 2015, 11:27 PM)
eerrrr do it on Saturday then.
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and forgot to mention that if i put saturday, it went through very early in the morning lol... not sure whether the time can be consistent nowadays?
victorywp
post Mar 26 2015, 07:13 AM

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QUOTE(janson_kaniaz @ Mar 26 2015, 06:48 AM)
not sure why you worry so much since this is not overseas purchase where time zone matters.

I have done tones of time and it's always weekend transaction in the end.
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lol ok... so the best is to put saturday or sunday (to be safer)?

sometimes old people just trust the old way. sweat.gif
still trying hard to adapt to new things. blush.gif
victorywp
post Mar 26 2015, 08:00 AM

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QUOTE(cybpsych @ Mar 26 2015, 07:36 AM)
few months back, i asked Maybank, their SI and scheduled payments are all executed at 6pm.

i also tested with my SI from mbb sa -> mbb car loan account  biggrin.gif
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good to know about the standard 6pm time! thumbup.gif
thanks! rclxms.gif
victorywp
post Mar 27 2015, 01:38 PM

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QUOTE
RM0.00 MBB : Present your Maybank Card @ Melium Outlet to enjoy add 10% off on discounted items up to 80% (28/3 - 29/3).For more info, Call 03-90512926. T&C

victorywp
post Mar 28 2015, 03:40 PM

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QUOTE(nitehawk @ Mar 28 2015, 02:51 PM)
Amex's 5X TPs is equivalent to 1.25% (in TPs). Amex's 2X TP is equivalent to ???% (in TPs).

My bad for asking a confusing question.
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the formula is like this:

currently, 250tp = rm1
so, 1x tp = rm1 / 250 x 100% = 0.4%
5x tp = 5 x 0.4% = 2%
2x tp = 2 x 0.4% = 0.8%

after revision, 400tp = rm1
so, 1x tp = rm1 / 400 x 100% = 0.25%
5x tp = 5 x 0.25% = 1.25%
2x tp = 2 x 0.25% = 0.5%
victorywp
post Mar 28 2015, 11:40 PM

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QUOTE(boonsheng @ Mar 28 2015, 11:32 PM)
any requirement for the MAX Rm 50 cash back?
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as long as you use amex on weekends, you will get 5% off.
max rm50 cb means max usage of rm1k.
victorywp
post Mar 29 2015, 12:15 PM

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QUOTE(iamloco @ Mar 29 2015, 07:31 AM)
redeem my points at house of leather, bag worth RM1099. but only use 60k points.
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maybe the bag is on 80% discount? brows.gif
just saying...
victorywp
post Mar 30 2015, 08:45 AM

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QUOTE(cybpsych @ Mar 30 2015, 07:19 AM)
just sharing about Agoda booking during weekend smile.gif

Booked a hotel room in KL via Agoda.com on Saturday morning (21 March). Confirmation email received at 7:55am.

Listing in M2U...

Transaction Date: 20 March (Friday!!!  mad.gif  vmad.gif dammit missed my cashback!)
Posting Date: 24 March.
Description: Agoda Hotel Reservations London GB
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how come?? it should be immediate right? you will receive sms right after the payment is through.

by the way, do use shopback link to get rm20 cb per reservation.
victorywp
post Mar 30 2015, 09:00 AM

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QUOTE(nickcct @ Mar 30 2015, 08:50 AM)
It's follow the hotel local time??  blink.gif
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hotel local time = malaysia also. kl ma...
victorywp
post Mar 30 2015, 09:19 AM

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QUOTE(cybpsych @ Mar 30 2015, 09:03 AM)
SMS was immediate. 21 March @ 7:54am, email confirmation 7:55am. Captured in M2U was 20 March (transaction date)  vmad.gif

shopback link?? what's that?

i was using agoda.com/maybank to get 7% discount  sweat.gif
Hotel in KL nia.  laugh.gif
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you may do your own calculation. if your hotel room cost above rm285, then use mbb link. if lower than rm285, use shopback link. because shopback gives flat rm20 no matter which room type or how much it costs.

check out www.shopback.my
victorywp
post Mar 30 2015, 09:22 AM

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QUOTE(cybpsych @ Mar 30 2015, 09:14 AM)
haha i was booking in the morning and check-in same day at noon.

since Agoda booking is immediate (i guess), probably next time can book later before noon/at noon.
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lol... so you was like:
1) went to the hotel receptionist and asked for price and whether they accept amex
2) found it's expensive than agoda and doesn't accept amex
3) sit at the lobby and use mbb link to book a room
4) went back to the receptionist with hotel room voucher
5) receptionist bengang
victorywp
post Mar 30 2015, 11:06 AM

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QUOTE(aeiou228 @ Mar 30 2015, 09:57 AM)
Thanks for sharing.
I can only think of this logic. London is 8hrs behind KL time, Maybank captured the transaction date/time as per Agoda London time registry.
Based in the time stamped on your sms, you just missed the London's Saturday by a mere 6 mins. laugh.gif
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lol, you have just made him more sad with the 6 minutes fact. and at the same time unintentionally reminded him of the upcoming 6% gst. sensitive number 6 gave him double sadness...
victorywp
post Mar 30 2015, 11:19 PM

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QUOTE(css9028 @ Mar 30 2015, 10:02 PM)
I just submit my application today...one question, if my application approved on 1st or after in April,will I impose to RM50+RM50 gst?since I submit on end of march...
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based on approval date not submission date. so not affected by the rm50+rm50 gst.
victorywp
post Mar 31 2015, 12:42 PM

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QUOTE(-speedz- @ Mar 31 2015, 12:07 PM)
I thought the points inflation is May 1st.
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yeah, on labour day not on gst day. lol...
victorywp
post Mar 31 2015, 03:24 PM

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QUOTE(boonsheng @ Mar 31 2015, 03:19 PM)
OMG... if activate the card by today.. will kena service charge RM100? for both card? zzzzzzzzzzz
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not activate date, is approval date.

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