i apply mbb2 cards yesterday at pwtc booth . they say credit limit will be same with my current card (RM4000) or higher . My friend got it for 8k limit , 4k each card . so izzit means if they follow my current card 4k is each card 4k?

I'm hoping MBB to pick winner randomly...

it is 8k shared, not 4k each card

oooo , hope i can get it . mayb put rm1k on the master only the rest to amex haha

wrong concept, no such thing as you put rm1k on the card..it is a shared limit..read on this

okok , 8k share = 4k on each card

haha NO!

eg.
you spent RM1000 on amex, you can still spend RM7000 using your amex OR mastercard OR a combination of both.

oic . understand liao haha . get confused by my friend .

how to used the cash rebate?

It will be automatically credited to your Amex Card in the following month. In other words, it is used automatically to pay your spendings.

so if i immediately pay, then they wil have -ve amount?

Yes, in a way.

If you pay immediately after every purchase, yes, you will have negative amount when you receive the cash back.

You are the one who confusing us

When you said your limit is 4k, thats mean that it is shared by both Amex and Mastercard.
Means that total spend on both cards cannot exceed 4k.

Finally collected my Maybank 2 cards just now

Just wondering why they set my expiry only 2 years? My current Ikhwan last time they gave 5 years expiry date

you wont see the -ve amount immediately because cash back only will be calculated by system end of every month. eg: 30th or 31st. you can check at statement they will credit your cash back amount to the balance.

Erm, is it that if we want to pay bills like tnb and unifi we need to add favourite payee first?
i already add favourite payee of unifi and register.

This post has been edited by mclee88: Jan 27 2015, 12:28 PM

No need. You can also pay as One-off Payment under Bill Payment.

if you add to favourite payee then your next payment is easier dont need to type account number. i normally do it one off. most importantly, choose AMEX as payment!!! Do it on weekend for additional cash rebate on top of treatspoint

and do it right after 10am for the current 100% cb promo.