Are you a muslim? If yes, consider putting your savings of 25k in Tabung Haji instead of FD. Easy to liquid (Liquid it online, transfer from TH to Maybank etc) and have higher return than FD.

If you are not, then FD would be the best choice while you learn more about investing.

This post has been edited by Cubed1437: Jan 15 2015, 10:01 AM