Its too late to react now. If you haven't done anything to spread your risk previously, all you can do is just sit back and watch. And possibly just hope for the best.

Investment is about risk management. Not putting all eggs into 1 basket. It is a long term planning. Get your portfolio balanced in both your home country and overseas assets. So that currency fluctuation will offset each other 90% of the time. Also get your portfolio to involve across the industries so that sectorial effect (like oil price slump now) will not have substantial effect overall.

My only weakness is the distrust in precious metal. Maybe it is good time to look into gold as everyone is avoiding it. I have a feeling that if Russia is kept victimised by the West, they can just "slip" a nuclear weapon to the terrorist and get it detonated in 1 of the oil producing country. Then all hell break lose and oil will be in $150 region and gold hit $3000. Just my conspiracy theory on a Friday...

At 3.6-3.7 and oil at 40, how low further can it go ? I don't think its a good idea to shift now. In fact I am thinking of profit taking. But that is just my position though...If all my holdings are in malaysia and RM, I would just see it through as the downside is minimal. There are still some KLCI stock which is at attractive prices and yield now

I would take any position that can make money. Short term there are opportunity. Long term also there are opportunity. Why would we give more weight to long term than short term ?

Like risk management, we should not only hold long term position in our investment. Nothing should be too rigid, or 1 rule rules all. I always believe in flexibility as investment is very fluid

It is just my view that the upside is more than the downside of the RM and oil price at this point in time. No oil producing countries will make much money below $40. That's why I predict the worst is already here. If a person has not already diversify their portfolio, it is not worthy to do it now

http://static.seekingalpha.com/uploads/201...illustrated.png

http://uk.reuters.com/article/2015/02/06/u...N0LA1PF20150206

When the tiger is cornered, he will jump the wall

A small nuclear bomb in neutral oil producing country, in disguise of terrorist attack, is good solution to artificially cause oil price to sky rocket and save Russia economy.

Possible ?

Rupiah was >3 one year ago. Now only ~2.8. Depreciated ~10% against RM