I'm still amazed how the Cambodians able to use USD as their local currency together with the Riel.
Dollar Dollar Dollar.... 

I did a comparative assessment investing RM100K in ASB vs converting to USD at the current rate over a 6 month period. I would need the USD to appreciate to 4.005 for me to break even with the interest garnered thru ASB.

ASB all the way for me. Only terpaksa withdraw a bit coz need to pay univ tuition.

Remember when USD was a shit currency during subprime, nobody ask pulak if need to hedge. Haha. My point, currency goes up and down but ASx grows your savings every year, 6% ka, 8% ka, to me doesn't matter for a low risk taker like me.

But many ppl are high risk taker, so try lah everything