Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
|
|
 Sep 27 2015, 02:08 AM
Return to original view | Post
#41
|
 
Senior Member
700 posts Joined: Oct 2014 
|
QUOTE(uhlaw @ Sep 27 2015, 01:37 AM) Just received my HSBC Amanah Platinum yesterday. Still wondering wana activate it or not. Can ask CS whether i got any free gift or not? Ask your agent. |
|
|
|
|
|
Oct 2 2015, 11:10 PM
Return to original view | Post
#42
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Human Nature @ Oct 2 2015, 10:59 PM) I hold up for just 1.5 min and already kena charged 75 cents Yes. The only drawback for HSBC is difficult to talk to human. Always machine. *the trick is chose Malay language when you call CS. The waiting time shorter. If you choose English, you might need to wait for more than 10mins!!! |
|
|
Oct 12 2015, 08:42 PM
Return to original view | Post
#43
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(sendo7 @ Oct 12 2015, 08:35 PM) I got Amanah M power card. How to waive annual fee? What's the T and C? 12 swipes a year |
|
|
Oct 12 2015, 08:52 PM
Return to original view | Post
#44
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(knwong @ Oct 12 2015, 08:50 PM) Even though that was stated in the TnC, better call to confirm. Ask the CS to check in the system Using the cards for 3 years. No issue. |
|
|
Oct 13 2015, 08:57 PM
Return to original view | Post
#45
|
|
Senior Member
700 posts Joined: Oct 2014
|
Very sad. HSBC was my main card. Every month RM 100 cash back in the past! Now no more.....
|
|
|
Oct 15 2015, 12:34 AM
Return to original view | Post
#46
|
|
Senior Member
700 posts Joined: Oct 2014
|
So after calculation, the new strategy is spend petrol plus grocery RM 625 per month plus other expenses Rm1375 for maximum cash rebate.
|
|
|
|
|
|
Nov 27 2015, 11:19 AM
Return to original view | Post
#47
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(ps007 @ Nov 26 2015, 05:33 PM) HSBC MpoWer platinum SUCK! Yes. The CS is very terrible. But the cash back is very accurate. If you spend above rm 2000 , you will get 8%. Please be aware that the spending is base on calender month.Only got cashback 2% for petrol n groceries n dining(transaction before 15 oct) instead of 8% even spent exceed rm2001. This is only the second month i use this card and im going to cancel it!! The customer service line suck too!! On hold for 15mins before human answering call. |
|
|
Nov 27 2015, 03:17 PM
Return to original view | Post
#48
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(propusers @ Nov 27 2015, 01:59 PM) 2000 x 8% = 160!! Kindly read the term and condition carefully. Cash back only apply for grocery and petrol on weekends. It is not total amount that you will get cash back. Also there are other terms.No capped??? |
|
|
Nov 29 2015, 02:28 AM
Return to original view | Post
#49
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(cklimm @ Nov 27 2015, 05:28 PM) So, if i swipe RM2000, max cashback pun rm50 only, which effectively= 2.5% 2.5% is consider good for me. Any other cc give us 2.5% rebates on all spending? I can be only think of watami card. |
|
|
Nov 29 2015, 08:58 PM
Return to original view | Post
#50
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(LostAndFound @ Nov 29 2015, 04:20 AM) How is this 2.5% for all spending? You have to have certain amount of in-category spending. Agreed with your opinion.Same like saying that if I use my Maybank Ikhwan to spend RM1000 for petrol (earn RM50) and then spend RM1k on other things (earn 1x treatspoints, let's ignore that) I'm getting 2.5% on 'all spending'. No, in that case I'd rather use Ikhwan for the petrol and another card which gives more reward on general spending. Like Titanium or Essentials (1%) or Watami (3-5K per quarter). Then I get 5% on petrol and 1-3% on the rest. But with HSBC you're forced to two minimum spends to maximize. Minimum spend RM2k per month, and then minimum spend on petrol too. And effective cashback drops if you spend RM1999.... |
|
|
Dec 21 2015, 11:10 PM
Return to original view | Post
#51
|
|
Senior Member
700 posts Joined: Oct 2014
|
Anyone use hsbc visa signature cc? Is it good? Just applied recently
|
|
|
Dec 23 2015, 09:31 PM
Return to original view | Post
#52
|
|
Senior Member
700 posts Joined: Oct 2014
|
I applied visa signature via agents in shopping mall. No free gift! I should have apply via ringgitplus!
|
|
|
Dec 28 2015, 08:09 PM
Return to original view | Post
#53
|
|
Senior Member
700 posts Joined: Oct 2014
|
HSBC is famous for that. I used to waited for 30 mins and yet no one answer the phone call. My conclusion is don't call CS if possible. Then now I am
Happy using their card. The other way is you choose Malay language instead of English. You could save your waiting time. My two cents: |
|
|
|
|
|
Dec 30 2015, 11:38 PM
Return to original view | Post
#54
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Chinus @ Dec 29 2015, 12:20 AM)  So when your card got stolen want cancel also need to wait 30mins |
|
|
Jan 5 2016, 07:06 PM
Return to original view | Post
#55
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(13aby @ Jan 5 2016, 05:22 PM) i applying for Visa platinum . Is this card ok? Waive annual fees got problem? 12 swipe per year |
|
|
Jan 6 2016, 08:05 PM
Return to original view | Post
#56
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Like a Bause @ Jan 6 2016, 07:27 PM) still the same ? no longer written in the website it seems like.. I always get auto waiver without requesting for few years. The same to my brother and my good friend. But not sure on visa signature card as some reported that they can't get waiver. Other card should be ok |
|
|
Jan 7 2016, 11:21 PM
Return to original view | Post
#57
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Gen-X @ Jan 7 2016, 07:10 PM) If any of you are considering of signing up for the HSBC Amanah MPower Platinum -i and thinks you're going to get 8% cash back for Petrol and Groceries.. best you click here and read my Introduction To Credit Cards - CC 101 where I showed that max cash back for petrol or groceries with the HSBC MPower is 2.35% Hi. The maximum cash back not 2.49%? If one spend RM 635 on petrol and RM 1366 on others, and get RM 50 cash rebate, then isn't it 2.498%? Correct me if I am wrong. |
|
|
Jan 8 2016, 08:12 AM
Return to original view | Post
#58
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Gen-X @ Jan 8 2016, 03:10 AM) Bro you may be right, but I am saying no way one can get 8% for petrol AND groceries but 2.35% for petrol or groceries. Yes. You are right bro. |
|
|
Jan 29 2016, 05:20 PM
Return to original view | Post
#59
|
|
Senior Member
700 posts Joined: Oct 2014
|
What is the minimum value of SMS alert for HSBC credit card?
|
|
|
Feb 16 2016, 12:45 PM
Return to original view | Post
#60
|
|
Senior Member
700 posts Joined: Oct 2014
|
QUOTE(Chinus @ Feb 15 2016, 07:13 PM) Not very sure, I am using the amanah m power platinum cc as well for past few years. I never being charged AF. I think if you spend on the card constantly, they won't charge AF on that.Amanah M-Power Platinum annual fees can be waived? |
| Change to: |  0.0397sec
 1.27
 7 queries
 GZIP Disabled
Time is now: 29th November 2025 - 09:14 PM |
Quote