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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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Duckies
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Sep 26 2016, 10:07 AM
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I have applied through ringgit plus for HSBC card last month. After settling all the documents I've waiting for 3 weeks and no response. I emailed the agent in change and she said it's still in progress. It will take 7-14 working days to process. This morning I got an email from HSBC bank saying my application has expired? Wat the hell does that mean? I emailed the agent again and waiting for reply.
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fly126
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Sep 26 2016, 11:30 AM
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QUOTE(Duckies @ Sep 26 2016, 10:07 AM) I have applied through ringgit plus for HSBC card last month. After settling all the documents I've waiting for 3 weeks and no response. I emailed the agent in change and she said it's still in progress. It will take 7-14 working days to process. This morning I got an email from HSBC bank saying my application has expired? Wat the hell does that mean? I emailed the agent again and waiting for reply. Do It Again... Just a soft Reminder... Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$ This post has been edited by fly126: Sep 26 2016, 11:41 AM
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unknown
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Sep 26 2016, 12:11 PM
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HSBC send me new card today, PIN & PAY security.
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Duckies
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Sep 26 2016, 01:22 PM
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QUOTE(fly126 @ Sep 26 2016, 11:30 AM) Do It Again... Just a soft Reminder... Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$  Really ah? No wonder...I go apply 4 different CC from 4 different bank to replace my HL Wise. So far Citibank and Public Bank got approved. UOB got rejected, HSBC...still unknown
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wywy2020
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Sep 26 2016, 06:17 PM
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QUOTE(Duckies @ Sep 26 2016, 01:22 PM) Really ah? No wonder...I go apply 4 different CC from 4 different bank to replace my HL Wise. So far Citibank and Public Bank got approved. UOB got rejected, HSBC...still unknown  what free gift u got from each bank?
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Duckies
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Sep 26 2016, 07:11 PM
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QUOTE(wywy2020 @ Sep 26 2016, 06:17 PM) what free gift u got from each bank? Public bank cause I am already an existing user so I didn't get anything. Citibank I got 1 free laptop bag backpack style. HSBC dunno yet. UOB although got rejected but I got a stainless steel pot.
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roimekoi
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Sep 26 2016, 10:25 PM
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what is this cash installment plan? how does it work? QUOTE(wywy2020 @ Sep 26 2016, 06:17 PM) what free gift u got from each bank? hsbc... midvalley high5 tupperware This post has been edited by roimekoi: Sep 26 2016, 10:28 PM
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wywy2020
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Sep 27 2016, 09:32 AM
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QUOTE(Duckies @ Sep 26 2016, 07:11 PM) Public bank cause I am already an existing user so I didn't get anything. Citibank I got 1 free laptop bag backpack style. HSBC dunno yet. UOB although got rejected but I got a stainless steel pot. u apply through online or sales agent road show?
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paqralos
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Sep 27 2016, 09:59 AM
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Hi all,
Anybody knows how the Cash installment plan works?
If I apply for a installment for 12 months but I settle the cash advancement amount within 6 months is it possible or there will be penalty for early settlement?
Thanks.
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Duckies
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Sep 27 2016, 10:19 AM
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QUOTE(wywy2020 @ Sep 27 2016, 09:32 AM) u apply through online or sales agent road show? Citibank and UOB I apply through agent road show. Public bank and HSBC I apply online.
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mitodna
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Sep 27 2016, 12:17 PM
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Anyone got their Angry Birds sign up promo yet? I got it in late May, hopefully they still honour or the "slots" still have
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yeakyau
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Sep 27 2016, 03:01 PM
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Getting Started

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QUOTE(paqralos @ Sep 27 2016, 09:59 AM) Hi all, Anybody knows how the Cash installment plan works? If I apply for a installment for 12 months but I settle the cash advancement amount within 6 months is it possible or there will be penalty for early settlement? Thanks. as i know no penalty. u could call up CS for earlier settlement.
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paqralos
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Sep 27 2016, 03:07 PM
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QUOTE(yeakyau @ Sep 27 2016, 03:01 PM) as i know no penalty. u could call up CS for earlier settlement. Alright. Thanks brader
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fly126
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Sep 27 2016, 09:19 PM
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QUOTE(kuenny @ Sep 27 2016, 07:58 PM) trying to apply HSBC Amanah MPower and notice this "Fixed Monthly Management Fee" (item 4 in red) in the product disclosure sheet. Any idea what is this?
Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name. If, You Settle Your Outstanding Balance in Full...There will be NO Management Fee (Interest) Charge on YOU.
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GOLILA
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Sep 27 2016, 09:33 PM
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Getting Started

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QUOTE(fly126 @ Sep 26 2016, 11:30 AM) Do It Again... Just a soft Reminder... Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$  really?i just apply 5 bank credit card
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fly126
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Sep 27 2016, 09:47 PM
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QUOTE(GOLILA @ Sep 27 2016, 09:33 PM) really?i just apply 5 bank credit card Reason of CC Rejectionhttps://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
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GOLILA
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Sep 27 2016, 09:56 PM
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Getting Started

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QUOTE(fly126 @ Sep 27 2016, 09:47 PM) ohno,gg
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charymsylyn
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Sep 27 2016, 11:15 PM
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QUOTE(fly126 @ Sep 27 2016, 09:19 PM) Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name.  Not quite the same as Islamic card "interest" is non-compounding and there is a maximum cap for the amount that can be charged.
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kuenny
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Sep 28 2016, 04:28 PM
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Getting Started

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QUOTE(fly126 @ Sep 27 2016, 09:19 PM) Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name. If, You Settle Your Outstanding Balance in Full...There will be NO Management Fee (Interest) Charge on YOU. Thanks for your clarification!
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