Welcome Guest ( Log In | Register )

593 Pages « < 85 86 87 88 89 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

views
     
Duckies
post Sep 26 2016, 10:07 AM

Rubber Ducky
*******
Senior Member
9,789 posts

Joined: Jun 2008
From: Rubber Duck Pond


I have applied through ringgit plus for HSBC card last month. After settling all the documents I've waiting for 3 weeks and no response. I emailed the agent in change and she said it's still in progress. It will take 7-14 working days to process. This morning I got an email from HSBC bank saying my application has expired? Wat the hell does that mean? I emailed the agent again and waiting for reply.
fly126
post Sep 26 2016, 11:30 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(Duckies @ Sep 26 2016, 10:07 AM)
I have applied through ringgit plus for HSBC card last month. After settling all the documents I've waiting for 3 weeks and no response. I emailed the agent in change and she said it's still in progress. It will take 7-14 working days to process. This morning I got an email from HSBC bank saying my application has expired? Wat the hell does that mean? I emailed the agent again and waiting for reply.
*
Do It Again... dry.gif

Just a soft Reminder...
Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$ sweat.gif

This post has been edited by fly126: Sep 26 2016, 11:41 AM
unknown
post Sep 26 2016, 12:11 PM

10k Club
********
All Stars
12,012 posts

Joined: Jan 2003
From: Kuala Lumpur


HSBC send me new card today, PIN & PAY security.
Duckies
post Sep 26 2016, 01:22 PM

Rubber Ducky
*******
Senior Member
9,789 posts

Joined: Jun 2008
From: Rubber Duck Pond


QUOTE(fly126 @ Sep 26 2016, 11:30 AM)
Do It  Again... dry.gif

Just a soft Reminder...
Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$  sweat.gif
*
Really ah? No wonder...I go apply 4 different CC from 4 different bank to replace my HL Wise. So far Citibank and Public Bank got approved. UOB got rejected, HSBC...still unknown sweat.gif
wywy2020
post Sep 26 2016, 06:17 PM

Regular
******
Senior Member
1,638 posts

Joined: Nov 2009


QUOTE(Duckies @ Sep 26 2016, 01:22 PM)
Really ah? No wonder...I go apply 4 different CC from 4 different bank to replace my HL Wise. So far Citibank and Public Bank got approved. UOB got rejected, HSBC...still unknown sweat.gif
*
what free gift u got from each bank?
Duckies
post Sep 26 2016, 07:11 PM

Rubber Ducky
*******
Senior Member
9,789 posts

Joined: Jun 2008
From: Rubber Duck Pond


QUOTE(wywy2020 @ Sep 26 2016, 06:17 PM)
what free gift u got from each bank?
*
Public bank cause I am already an existing user so I didn't get anything. Citibank I got 1 free laptop bag backpack style. HSBC dunno yet. UOB although got rejected but I got a stainless steel pot.
roimekoi
post Sep 26 2016, 10:25 PM

Casual
***
Junior Member
337 posts

Joined: Jul 2007
what is this cash installment plan?
how does it work?

QUOTE(wywy2020 @ Sep 26 2016, 06:17 PM)
what free gift u got from each bank?
*
hsbc... midvalley
high5 tupperware

rolleyes.gif

This post has been edited by roimekoi: Sep 26 2016, 10:28 PM
wywy2020
post Sep 27 2016, 09:32 AM

Regular
******
Senior Member
1,638 posts

Joined: Nov 2009


QUOTE(Duckies @ Sep 26 2016, 07:11 PM)
Public bank cause I am already an existing user so I didn't get anything. Citibank I got 1 free laptop bag backpack style. HSBC dunno yet. UOB although got rejected but I got a stainless steel pot.
*
u apply through online or sales agent road show?
paqralos
post Sep 27 2016, 09:59 AM

p@qY
*******
Senior Member
4,476 posts

Joined: Jan 2003
From: Subang Jaya



Hi all,

Anybody knows how the Cash installment plan works?

If I apply for a installment for 12 months but I settle the cash advancement amount within 6 months is it possible or there will be penalty for early settlement?

Thanks.
Duckies
post Sep 27 2016, 10:19 AM

Rubber Ducky
*******
Senior Member
9,789 posts

Joined: Jun 2008
From: Rubber Duck Pond


QUOTE(wywy2020 @ Sep 27 2016, 09:32 AM)
u apply through online or sales agent road show?
*
Citibank and UOB I apply through agent road show. Public bank and HSBC I apply online.
mitodna
post Sep 27 2016, 12:17 PM

Getting Started
********
All Stars
14,039 posts

Joined: Jan 2003
Anyone got their Angry Birds sign up promo yet? I got it in late May, hopefully they still honour or the "slots" still have
yeakyau
post Sep 27 2016, 03:01 PM

Getting Started
**
Junior Member
215 posts

Joined: Oct 2004
From: BUTTERWORTH / PENANG


QUOTE(paqralos @ Sep 27 2016, 09:59 AM)
Hi all,

Anybody knows how the Cash installment plan works?

If I apply for a installment for 12 months but I settle the cash advancement amount within 6 months is it possible or there will be penalty for early settlement?

Thanks.
*
as i know no penalty. u could call up CS for earlier settlement.
paqralos
post Sep 27 2016, 03:07 PM

p@qY
*******
Senior Member
4,476 posts

Joined: Jan 2003
From: Subang Jaya



QUOTE(yeakyau @ Sep 27 2016, 03:01 PM)
as i know no penalty. u could call up CS for earlier settlement.
*
Alright. Thanks brader smile.gif
kuenny
post Sep 27 2016, 07:58 PM

Getting Started
**
Junior Member
126 posts

Joined: Oct 2006


trying to apply HSBC Amanah MPower and notice this "Fixed Monthly Management Fee" (item 4 in red) in the product disclosure sheet. Any idea what is this?

Attached Image
fly126
post Sep 27 2016, 09:19 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(kuenny @ Sep 27 2016, 07:58 PM)
trying to apply HSBC Amanah MPower and notice this "Fixed Monthly Management Fee" (item 4 in red) in the product disclosure sheet. Any idea what is this?

Attached Image
*
Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name. nod.gif

If, You Settle Your Outstanding Balance in Full...There will be NO Management Fee (Interest) Charge on YOU.
GOLILA
post Sep 27 2016, 09:33 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(fly126 @ Sep 26 2016, 11:30 AM)
Do It  Again... dry.gif

Just a soft Reminder...
Please X go n Rush apply Multiple CC once at the Same time as the Bank will Assume you Desperately Needed $$$  sweat.gif
*
really?i just apply 5 bank credit card
fly126
post Sep 27 2016, 09:47 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(GOLILA @ Sep 27 2016, 09:33 PM)
really?i just apply 5 bank credit card
*
Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
GOLILA
post Sep 27 2016, 09:56 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(fly126 @ Sep 27 2016, 09:47 PM)
ohno,gg
charymsylyn
post Sep 27 2016, 11:15 PM

On my way
****
Junior Member
500 posts

Joined: May 2007
From: Kuala Lumpur
QUOTE(fly126 @ Sep 27 2016, 09:19 PM)
Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name.  nod.gif
*
Not quite the same as Islamic card "interest" is non-compounding and there is a maximum cap for the amount that can be charged.
kuenny
post Sep 28 2016, 04:28 PM

Getting Started
**
Junior Member
126 posts

Joined: Oct 2006


QUOTE(fly126 @ Sep 27 2016, 09:19 PM)
Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name.  nod.gif

If, You Settle Your Outstanding Balance in Full...There will be NO Management Fee (Interest) Charge on YOU.
*
Thanks for your clarification!

593 Pages « < 85 86 87 88 89 > » Top
 

Change to:
| Lo-Fi Version
0.0233sec    0.51    6 queries    GZIP Disabled
Time is now: 7th December 2025 - 03:12 PM