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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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Human Nature
post Jul 26 2019, 10:29 PM

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QUOTE(JJKTP @ Jul 26 2019, 10:07 PM)
The promo still on?
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should be, i just applied too
Human Nature
post Jul 29 2019, 02:32 PM

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QUOTE(ps4928 @ Jul 29 2019, 11:37 AM)
May I know how long they take to call you for verification after you applied on this website https://sp.hsbc.com.my/lazada500? I submitted last week but never get called from bank or receive any email. Does that mean I am not qualified?
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filled up the form last friday, received a call this morning
Human Nature
post Jul 30 2019, 01:35 PM

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QUOTE(Lego Warfare @ Jul 30 2019, 01:23 PM)
Anyone used their Lazada voucher yet? My order doesn’t seem to go through, it is stuck at my orders - to pay - listed as bank processing.
Is that normal?
I used a Maybank card for the payment though although using the hsbc Lazada voucher.
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This is for the RM500 lazada campaign? No such issue when I got the voucher in previous campaigns. Is it because the items cannot be used with vouchers?
Human Nature
post Jul 30 2019, 03:51 PM

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QUOTE(muscaa @ Jul 30 2019, 03:07 PM)
Do they set certain t&c on the voucher eg. cannot buy electronics?
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Nope, can. If not mistaken, cannot buy vouchers
Human Nature
post Jul 30 2019, 04:19 PM

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QUOTE(Lego Warfare @ Jul 30 2019, 03:59 PM)
Yep. Shouldn’t be since the Lazada voucher applies to all products in Lazada. Not sure if the t&c is you have to use HSBC card for the purchase with the voucher?
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In previous campaigns, can use cards from other banks. Current campaign didnt state anything.
Human Nature
post Jul 31 2019, 10:52 AM

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QUOTE(Lego Warfare @ Jul 31 2019, 09:47 AM)
Thanks, payment managed to go through in the end. I just cancelled the current payment and tried to pay again.
Seems they had a network error the first time I tried to pay by top up to their Lazada e-wallet. Should have stick with direct payment since Lazada e-wallet doesn't have any cashback anymore and e-wallet doesn't give any cc points =.=
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Great, thanks for the info.

BTW, how long it takes for them to send you the code? Do you have to notify them that you have fulfilled the spent condition or it is automatic? Thanks
Human Nature
post Aug 1 2019, 02:50 PM

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How long it takes for card approval upon submission of income documents?
Human Nature
post Aug 4 2019, 05:43 PM

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how long it takes for card application approval after submission of documents?
Human Nature
post Aug 5 2019, 03:59 PM

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Received a call that my card is ready to be collected, exactly 1 week from docs submission.
Human Nature
post Aug 8 2019, 04:05 PM

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Just collected my VS, visually it is one good looking card
Human Nature
post Aug 9 2019, 09:59 PM

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Do you still get an SMS from HSBC informing you of your payment due? Is the sms sent on the statement date?

I am asking because I lost my online banking login device and the replacement is RM50. Last resort will be calling CS and ask.
Human Nature
post Aug 11 2019, 05:46 PM

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QUOTE(beLIEve @ Aug 11 2019, 05:25 PM)
Never. Only SMS when statement is ready.

HSBC allows logging with primary+secondary passwords to download statements. You can actually do a lot of things without the security device. So far I only use it to add new recipients for payment.
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Cannot, once change to device login unable to go back to the normal way. That’s what the CS at the branch told me.

If still get that sms then good, i will know when statement is generated and IBG the amount.
Human Nature
post Aug 11 2019, 05:58 PM

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QUOTE(beLIEve @ Aug 11 2019, 05:54 PM)
Ok. I never change anything, so I can login with both. Perhaps you should just give a try instead of beLIEving the CS?

Better set reminder in case SMS does not arrive. Or haggle for waiver.
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I have forgotten my pwd too haha. Thanks for the tip. Should be fine, I will have to call CS on the phone anyhow to confirm on the lazada voucher.
Human Nature
post Aug 12 2019, 03:22 PM

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Today is a holiday so I took the chance to try to find the device again and guess what, I found not 1, but 2 devices LOL
Human Nature
post Aug 13 2019, 05:58 PM

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QUOTE(fkinmeng @ Aug 13 2019, 05:51 PM)
HSBC just called me to offer me Visa Signature, is it a good card? Currently i have HSBC visa platinum.
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in terms of benefit? lousy if compared to other bank cards biggrin.gif
Human Nature
post Aug 14 2019, 08:29 AM

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QUOTE(TongCN @ Aug 14 2019, 06:43 AM)
Regarding on the Lazada rm500 promo, hows the rm25 SST get waived already?

My statement just generated on 12th and I don’t see the rebate even I spent within the 60 days (welcome letter is 18th July)

I remembered this tnc : https://sp.hsbc.com.my/projects/lazada2018/...NAL%20(003).pdf
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Will be credited 60 days after welcome date. Do share when you get it
Human Nature
post Aug 14 2019, 10:00 AM

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QUOTE(TongCN @ Aug 14 2019, 09:23 AM)
Yea , just called Hsbc line and confirm with them.

They said will before credited after statement date which is quite different from my last year experience

Last year I received rm25 cash rebate first before I get charged rm25 SST later lol..

And beside that, they follow up said I entitled for rm500 Lazada  cause I spent the requirement XD (Boost)

That’s surprise cause didn’t even ask for.
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I made a call to the CS to ask about my statement details too. Very surprise to see that the CS line has improved tremendously so much so until I praised her.
Human Nature
post Aug 19 2019, 03:15 PM

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QUOTE(TongCN @ Aug 19 2019, 01:56 PM)
RM25 credited on 15th August

Now just need to wait for the RM500 code  rclxms.gif
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QUOTE(ckweng @ Aug 19 2019, 02:13 PM)
I also received my SST rebate on the same date. Received and activated my card on 2 July  smile.gif
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nice, i shall be watching my statement
Human Nature
post Aug 19 2019, 04:18 PM

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QUOTE(Deathscythe@@ @ Aug 19 2019, 04:02 PM)
Does Visa Signature annual fee is free for first year? I worried get RM 500 lazada voucher but being charge with RM 600 annual fee. I cannot see any statement mentioned it is free for first year.
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yes, free for 1st year
Human Nature
post Aug 19 2019, 08:31 PM

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My spending completed on 8 Aug

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