Just called my CIMB RM n she said these r special rates fo Preferred Customers with ONE MILLION RINGGIT Can u confirm if this is true? For my much, much smaller amount she could only offer 3.85% p.a for three months n 4.1% p.a for nine months.

For nine months SCB seems to be the best deal with a minimum deposit of RM5k. But not so keen on SCB as experience with their service not very good. Even the CS on their hotline was sub-par when I called them earlier today. Oh, I was told by the CS to go only to their conventional branches. He said promo is not for the Saadiq branches.

Well, I wish Affin can play catch- up with their competitors soon. I really like my branch service. Placed three months Islamic FD with them last week but after some haggling they could only give 3.77p.a. Since they could not match UOB's 3.85% for the same tenure, the BM offered some gift vouchers to make up for the slight shortfall. This, to me, is knowing how to do business.

Affin Islamic's special rates per annum - one month 3.48%; three months 3.75%; six months 3.82%; nine months 3.86%; 12 months 3.91%. And, of course, 24 months 4.3%. All these rates are for straight forward FD, no CASA requirement.

Now got headache thinking where to ' pindah ' my money to earn the most interest with good service. My CIMB RM is quite good but not as good as Affin. MBB n UOB service at my regular branch are just okay; if want better service have to go to their other branches personnel who,lol, are just ordinary rank and file staff. OCBC, HSBC n SCB - service not great at all.

Ha,ha... Same here! Lost our Preferred status because of Musical Chair Game but still have their Free-Parking sticker which we used today Thought it was ok to do so since going to place FD with them again. Our RM very happy to have us back but she still did not give the 4.05% ( as reported by you) for three months term. Instead, she offered 3.9% under Islamic FD. Have I seen your post earlier I would have insisted she get approval from HQ for the higher rate despite not having one million ringgit. But she did offer the 4.25% for 12 months.

Ya, was told that these rates are by invitation only as CIMB has more than enough deposits. They are using this promo to retain and/or lure back their Preferred customers so that they can have a captured market for their other investment products.

Anyway, thanks to your tip-off we were able to 'gate-crash' Thanks also to all the others who have provided invaluable info in this forum on the best FD rates. This forum is sort of a cheat sheet on how to win the FD Musical Chair Game. Goodluck to all!

There is fresh funds requirement. Individual - min 10k; Business - 30k