Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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 Mar 3 2015, 06:17 PM
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Senior Member
3,125 posts Joined: Jun 2008 From: Mars   
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HLB got another rate..
13month 4.12 % not sure till when, its islamic FD min10k the conventional promo is 4.08 12month.. anyone place mach after 28 feb? i cant see its current rate now |
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Mar 3 2015, 06:21 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(bbgoat @ Mar 3 2015, 03:49 PM) With the FD I have in UOB, received the attached from them: That is nice....why did Ocbc give for premier customer...   |
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Mar 3 2015, 06:40 PM
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Junior Member
376 posts Joined: Dec 2013
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QUOTE(bbgoat @ Mar 3 2015, 03:49 PM) With the FD I have in UOB, received the attached from them: What's that? A plaque? Yesterday I placed a rm50k fd at UOB but didn't receive this gift. Unless the quantum's below the threshold limit, how do I claim it? TQ  |
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Mar 3 2015, 08:09 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gsc @ Mar 3 2015, 06:21 PM) That is nice....why did Ocbc give for premier customer... Been mesmerized by the leng lui,  did not ask that question.  But as I just opened my acct there, the PB is still going thru' KL for approval. QUOTE(giko @ Mar 3 2015, 06:40 PM) What's that? A plaque? A gold plated plaque.Yesterday I placed a rm50k fd at UOB but didn't receive this gift. Unless the quantum's below the threshold limit, how do I claim it? TQ It is more than that amt to entitle for it.  |
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Mar 3 2015, 08:21 PM
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Senior Member
6,614 posts Joined: Mar 2011
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PBB extended their FD Xtra to end of June 12 mths effective rate of 4.18%.
https://www.pbebank.com/Personal-Banking/Pr...A-Campaign.aspx |
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Mar 3 2015, 09:05 PM
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Junior Member
376 posts Joined: Dec 2013
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QUOTE(bbgoat @ Mar 3 2015, 08:09 PM) A gold plated plaque. TQ It is more than that amt to entitle for it.  |
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Mar 3 2015, 09:58 PM
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Senior Member
1,021 posts Joined: Mar 2010
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QUOTE(bbgoat @ Mar 3 2015, 08:21 PM) PBB extended their FD Xtra to end of June 12 mths effective rate of 4.18%. hahaha I was just gonna post info on this extension. My friendly branch told me today https://www.pbebank.com/Personal-Banking/Pr...A-Campaign.aspx  went ambank to take care of a maturity today & found out just need to make a declaration for lost/misplaced cert, no charge or SD. Banker cheque 2.65rmregarding UTs, I know some ppl who w/drew from EPF to buy UT round about 2000 ... today still under water leh. Curse like hell pay upfront 5% & summore miss out epf 6% |
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Mar 3 2015, 11:08 PM
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Junior Member
217 posts Joined: Jan 2014
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QUOTE(bbgoat @ Mar 3 2015, 08:09 PM) Been mesmerized by the leng lui, Mind sharing the figure in order to get the plaque?? did not ask that question. But as I just opened my acct there, the PB is still going thru' KL for approval. A gold plated plaque. t is more than that amt to entitle for it. |
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Mar 4 2015, 12:52 PM
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Junior Member
66 posts Joined: Mar 2014
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Quote from UOB Privilege Banking website:
To qualify for UOB Privilege Banking, clients need to maintain a minimum balance of MYR500,000 in deposits and/or investment with us. |
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Mar 4 2015, 02:25 PM
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Junior Member
14 posts Joined: Jan 2011
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QUOTE(BoomChaCha @ Feb 26 2015, 08:41 PM) Handsome & young..? Thank You. I wish I was No need to send by letter, send to this email address will do bnmtelelink@bnm.gov.my. Very soon the staff will reply u. I am not sure about the HSBC Advance RM 30K is the max amount we can place for each FD account for this FD promo 2 bad things about this HSBC FD promo: (1) FD will only be effective when the check is cleared; unless bring cash, then FD will effective on the same day. (2) Only can withdraw one day after the FD maturity day. Better to get a rain coat and umbrella ready in case if a thunder storm coming  Okay.. Thanks By the way, when you signed up your Am Bank Priority account, did your RM allow you to put a chop/cross on your photostat IC? Am Bank Sri Petaling at first did not allow me to do it, they said if put a chop/cross on photostat IC, Am Bank Priority Department will not approve the priority account. That's why we had an argument for this issue. Then the RM asked me to keep my money at home...  Good idea, I think I will put it on the complaint letter by stating that I will complain to Bank Negara because Am Bank does not allow customer to put chop/cross on the photostat IC. Thanks |
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Mar 4 2015, 06:20 PM
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Senior Member
699 posts Joined: May 2006
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I often read about these two phases below:
Banks that pay interest for non-working days Banks that do not pay interest for non-working days but I don't understand what impact does it have on our FD. Can you help? Thank you. |
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Mar 4 2015, 07:59 PM
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All Stars
48,418 posts Joined: Sep 2014 From: REality
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QUOTE(nitehawk @ Mar 4 2015, 06:20 PM) I often read about these two phases below: don't pay interest for non-working days means u get less $$ for your FD compare with pay interest for non-working days Banks that pay interest for non-working days Banks that do not pay interest for non-working days but I don't understand what impact does it have on our FD. Can you help? Thank you.  |
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Mar 4 2015, 10:15 PM
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Senior Member
6,614 posts Joined: Mar 2011
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Received SCB mailing of FD cert.
 Good, that saved me some time in the bank on Monday. The leng lui told me if I waited for the FD cert, it will be some time. Their system is kind of slow. Did notice a lot of customers in their normal banking area at that time. Regret did not join their PB earlier. This post has been edited by bbgoat: Mar 4 2015, 10:17 PM |
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Mar 4 2015, 11:01 PM
Show posts by this member only | IPv6 | Post
#994
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(nexona88 @ Mar 4 2015, 07:59 PM) don't pay interest for non-working days means u get less $$ for your FD compare with pay interest for non-working days this is only for upliftment on working/non-working days, correct? |
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Mar 4 2015, 11:34 PM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(Human Nature @ Mar 4 2015, 11:01 PM) this is only for upliftment on working/non-working days, correct? if your bank allows uplift during weekends, then you wont loose any interest lah. |
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Mar 5 2015, 08:06 AM
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(Human Nature @ Mar 4 2015, 11:01 PM) this is only for upliftment on working/non-working days, correct? I think it is also relevant when the FD maturity date is fallen on non-working days. |
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Mar 5 2015, 09:47 AM
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Senior Member
699 posts Joined: May 2006
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QUOTE(nexona88 @ Mar 4 2015, 07:59 PM) don't pay interest for non-working days means u get less $$ for your FD compare with pay interest for non-working days How does it work? I am still very confused, can you give an example? |
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Mar 5 2015, 11:13 AM
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Senior Member
2,552 posts Joined: Jan 2008
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monday to sunday. u only get interest for monday to friday .
although they might get the daily interest rate by <annual rate>/365. you effectively only get abt 200+ days of interest. |
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Mar 5 2015, 11:13 AM
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Junior Member
66 posts Joined: Mar 2014
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My personal experience with Bank Rakyat:
my FD matured on 28/2/2015 (Saturday), but the bank system has automatically extend the FD maturity to 2/3/2015 (Monday). Then the bank paid me additional interest for the 1/3 (Sunday) and 2/3 (Monday). |
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Mar 5 2015, 11:33 AM
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Junior Member
636 posts Joined: Jul 2012
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QUOTE(cj7lee @ Mar 5 2015, 11:13 AM) My personal experience with Bank Rakyat: Some banks (e.g. Ambank) don't pay interest for the subsequent non-banking day(s) if the maturity falls on a non-banking day. my FD matured on 28/2/2015 (Saturday), but the bank system has automatically extend the FD maturity to 2/3/2015 (Monday). Then the bank paid me additional interest for the 1/3 (Sunday) and 2/3 (Monday). Example if maturity is on Saturday and you withdraw on the following Monday, you are not paid interest on Sunday. But some banks do pay (e.g. Maybank) provided you withdraw on the next banking day (i.e. Monday). |
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