Just saw a flyer from BR. 61 mth FD 4.55% (60 mth FD 4.5%). With high amt, can try to nego with them.

While the 2 yrs FD 4.4% looks attractive but as reported by The Guy, no monthly interest.

This post has been edited by bbgoat: Feb 24 2015, 09:49 PM

got pipu do 5yr FD nowadays 2yr ok la

got. got pipu doing that. just a matter of how many. ha ha

must be u

For 5 years FD, MBSB offers 4.7% pa

Only u do not consider this.

Banks must be stupid to offer 5 yrs FD with no one going for it. Ha ha ha ..................... Or they offer it just for me ??

See below:

This post has been edited by bbgoat: Feb 25 2015, 10:33 AM

Just talked to SCB RM:

They have new FD promo for:

Conventional FD:
9 mths 4.25%
15 mths 4.5%

Conditions are single placement only, cannot split into multiple FD certs, min 5k to 1mil max. But I guess can get approval if needed. Until 31/3 or max 600 mil.

Islamic FD 15 mth 4.5% promo for existing customer OK (fresh fund only) but need approval. Also need to wait for cheque to clear before effective. So might as well go for the conventional one.

This post has been edited by bbgoat: Feb 25 2015, 10:58 AM

Thanks for the info...
I just submitted my check via counter in Jalan Gasing branch yesterday.
Hopefully the check can be cleared before the end of this month.

The branch is Nilai branch.
Chicken Essence is suitable for you.

Few months ago, I had an argument with AM Bank Sri Petaling branch when they did not allow me to put a chop/cross on my IC when placing my FD, the Chinese female RM (not a leng lui) said like this to me twice: "Mr. Boom, if you worry this and worry that, why don't you keep your money in your house?" This is the rudest RM I have ever encountered...!

Later, I found out Am Bank OUG branch is also under this female RM administration. So next time, I will not place my FD in Sri Petaling branch and OUG branch. And I was thinking to complain about this female RM to HQ.

This post has been edited by BoomChaCha: Feb 25 2015, 11:02 AM

why bother,one liner cynical personn nothing much to contribute.

I don't think your chq will clear by 27 Feb (28 Feb being a non-banking day) as it takes, per EPF "ruling", 7 working days to credit your a/c. You'll be credited on 5 Mar, I think.

You were there at the Jln Gasing branch yesterday? I was there too but at 10.30 am to deposit cash... Did I bumped into you? Brown Camry with a lady passenger?

Ah Sir, I went to SCB to ask about Islamic 4.5% FD for 15 months.

According to SCB, this can be done for existing customers who have placed FDs with SCB,
but SCB will need a few minutes to get approval from the HQ, usually HQ will approve it.
So, this is not the issue for existing customers.


About HSBC 5% FD for 3 months.
If joint account with wife, then can place max RM 90K in 3 accounts, for examples:
1st account: Put RM 30K in own account under own single name
2nd account: Put RM 30K in wife account under her single name
3rd account: Put RM 30K in joint account with wife


I received one SMS from Am Bank:
AMSignature Priority Banking:
Enjoy 4.13% pa (8 months) for min FD/TD of RM 20K.
Promo ends 30/4/15.
T&C at http://www.ambank.com.my/eng/promotions

This post has been edited by BoomChaCha: Feb 25 2015, 11:26 AM

Amsignature gets 0.05% higher i.e 4.08 + 0.05%. Can also get umbrella and join the deposit for gold promo

Please phone to the bank HQ and complain, let the RM has grilling session.

If I were you, I will close account and walk away, no point entertain this kind of attitude.




This post has been edited by cherroy: Feb 25 2015, 11:36 AM

THIS!

Wah, Nilai branch too far for me
I can get the Chicken Essence then sell it online

I think at Ambank, you can complaint as much as you can but not much change will happen.

The last time I went to the AM Signature outlet, I asked to check who is my RM, they asked me back.
I said I don't know ever since my previous RM left so they asked me to choose. I said anyone as long as I get updated from time to time but after suggesting an RM they did not make any note on it so I don't think they bother which RM will attend to us.

Besides that, I also got a few double charged transactions in my credit card 2 months ago & my online account was not synchronized for several months due to their system upgrade issue! So I could not perform some of my transactions.

Ya loh, but this is the best option I have because my SCB 4% saving account promo will
end on this month end, so I'd better to transfer the fund from SCB saving to EPF; I just take
a gamble that the check will clear by Friday? But based on you mentioned, I think the harapan
to get the check cleared by this Friday is kurang cemerlang..

I was there at around 3.00 pm, it was so hard to find parking inside KWSP; so I parked my
car outside behind of KWSP.

I made photostat copy of my check before I submitted it to KWSP, this is for in case if
income tax comes to me, then I can recall and explain the source of money based on the check,
I also stapled the photocopy of the check together with the SCB withdrawal form, so I have the
full information of the source of money.

I am an old guy lah..

You like to "bump" sexy lady with a nice car ha..?

Thank you so much for the update info .. Ah Goat Sir..
I will go for this Conventional FD for 15 months.. A good timing for me..

I was thinking to complain, but I think I will complain after I withdraw my FD first, because
I am worried she might take revenge to sabotage me since my money is still there.

If I complain, I will call the branch manager first, then fax an official complain letter to
AM Bank HQ (maybe to HR department), and cc a copy to the branch manager in Sri Petaling
and also OUG branch.

The most pissed me off was that the Am Bank RM mentioned twice to ask me to keep my money at home...
Why she mentioned twice I think because she wanted to make sure I heard what she said..?

This RM is lucky this time, because my doctor asked to cool down since I got a high blood
pressure..

Last time, when I complained a RM from OCBC, the male branch manager asked me to fax the complain letter to his room, but I said I wanted to fax the letter to OCBC public fax machine,
I knew that the branch manager wanted to cover/protect the RM without letting other staffs know
about my complaint.

This post has been edited by BoomChaCha: Feb 25 2015, 03:21 PM

PBB can do online to epf RM60k one time? got any charges/fee? thanks

Sorry, I did not make it clear, I do not have any FD account in BR Nilai branch lah..
My friend told me about this when he helped his daughter to open a FD account in Nilai branch
couple years ago.

AM Signature outlet..? Is this inside Am Bank?

I think everybody will agree with me that the most polite bank in Malaysia is Bank Rakyat.

KWSP is not a bank, but they are more polite and more professional than Bank Rakyat..

RM cannot sabotage your FD nor any money in the bank.
Rest assure.

Bank personnel are high paid employee, this (keep money at home) is totally unacceptable in term of professionalism.

Fax it to HQ, 99% the RM will have some good grillling session, and may severely affecting the performance benchmark.

Complain to branch manager, most of time is useless one.
That's why many thing only can be done through HQ, even issuing cheque book, most bank's branch do not have authority to do so now, all are done through HQ.

This post has been edited by cherroy: Feb 25 2015, 03:35 PM