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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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bbgoat
post Feb 21 2015, 04:28 PM

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QUOTE(BoomChaCha @ Feb 21 2015, 03:35 PM)
Thank you so much, Ah Sir Ah Goat  notworthy.gif

Bank Call centres usually do not have update FD info, but I think this excepts OCBC call cantre.

Happy Chinese New Year 2015 to everybody..

BR this year is quite kedukut to me.
They gave me only one Eu Yang Sang Chicken Essence and few Ang Pao packs (empty inside  sad.gif  ):
Somemore, I was requested to go to BR branch to pick these up, BR did not provide courier delivery just like Ringgit Plus..  sad.gif

[attachmentid=4347642] [attachmentid=4347643]
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Ai, my hamper also is cheap cheap type. shakehead.gif Another forumer's one looks more impressive. Also have to pick up myself. Someone else mentioned that his has been delivered (previous year). tongue.gif

But your Eu Yang Sang Chicken Essence, is 4 bottles ? Not too bad lah. biggrin.gif
Bonescythe
post Feb 21 2015, 06:29 PM

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wah.. bank rakyat so good one ah?

Put money in FD, give chicken essence one ah???
terence_say
post Feb 21 2015, 06:45 PM

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maybank have any short term (below 12 months) competitive FD promotion on march? Planning to place some funds to Mbb
nexona88
post Feb 21 2015, 08:09 PM

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QUOTE(Bonescythe @ Feb 21 2015, 06:29 PM)
wah.. bank rakyat so good one ah?

Put money in FD, give chicken essence one ah???
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not everyone get it whistling.gif
Bonescythe
post Feb 21 2015, 09:26 PM

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QUOTE(nexona88 @ Feb 21 2015, 08:09 PM)
not everyone get it  whistling.gif
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Hmm.. so my question will be..

how much to be able to qualify for such gifts ??
Minimum ?
bbgoat
post Feb 21 2015, 11:28 PM

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QUOTE(Bonescythe @ Feb 21 2015, 06:29 PM)
wah.. bank rakyat so good one ah?

Put money in FD, give chicken essence one ah???
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With chicken essence so that you are always strong and go back there to do more deposit ! tongue.gif

Actually they give hampers also, check back earlier pages and can see the hampers ! rclxms.gif


QUOTE(Bonescythe @ Feb 21 2015, 09:26 PM)
Hmm.. so my question will be..

how much to be able to qualify for such gifts ??
Minimum ?
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At least their Xclusive Card member, I think .............. biggrin.gif
Bonescythe
post Feb 21 2015, 11:40 PM

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Xclusive card member, means something like priority/premier/privilege banking ???
bbgoat
post Feb 21 2015, 11:41 PM

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QUOTE(Bonescythe @ Feb 21 2015, 11:40 PM)
Xclusive card member, means something like priority/premier/privilege banking ???
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Yup, something they came up with last year 4th qtr or so. biggrin.gif
Bonescythe
post Feb 21 2015, 11:47 PM

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QUOTE(bbgoat @ Feb 21 2015, 11:41 PM)
Yup, something they came up with last year 4th qtr or so.  biggrin.gif
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Hmm.. not bad.. worthy for my visit if that is so..
BoomChaCha
post Feb 22 2015, 12:42 AM

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QUOTE(bbgoat @ Feb 21 2015, 04:28 PM)
Ai, my hamper also is cheap cheap type.  shakehead.gif  Another forumer's one looks more impressive. Also have to pick up myself. Someone else mentioned that his has been delivered (previous year).  tongue.gif

Oh.. you mean The Guy..? Ha ha..

QUOTE(bbgoat @ Feb 21 2015, 04:28 PM)
But your Eu Yang Sang Chicken Essence, is 4 bottles ? Not too bad lah.  biggrin.gif
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Oh.. it has eight bottles inside.
I called to Eu Yan Sang, they said retail price was RM 60 for 8 bottles pack.

I guess BR does not know Chicken Essence is no good for old people who got
high blood pressure, so I just keep it in my cabinet first.

QUOTE(bbgoat @ Feb 21 2015, 11:28 PM)
With chicken essence so that you are always strong and go back there to do more deposit !  tongue.gif
Ha ha.. biggrin.gif This is funny..

QUOTE(bbgoat @ Feb 21 2015, 11:28 PM)
Actually they give hampers also, check back earlier pages and can see the hampers ! rclxms.gif
At least their Xclusive Card member, I think .............. biggrin.gif
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No really, I do not have Xclusive Card... sad.gif
bbgoat
post Feb 22 2015, 10:37 AM

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QUOTE(BoomChaCha @ Feb 22 2015, 12:42 AM)
Oh.. it has eight bottles inside.
I called to Eu Yan Sang, they said retail price was RM 60 for 8 bottles pack.
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I think the hamper that I received, the value not far from your chicken essence ! laugh.gif

QUOTE(BoomChaCha @ Feb 22 2015, 12:42 AM)
I guess BR does not know Chicken Essence is no good for old people who got
high blood pressure, so I just keep it in my cabinet first.
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What lah, you cannot be that old, young man ! rclxm9.gif

QUOTE(BoomChaCha @ Feb 22 2015, 12:42 AM)
No really, I do not have Xclusive Card...  sad.gif
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Oh, must be a high depositor refusing the Xclusive card ! rclxms.gif notworthy.gif
Kaka23
post Feb 22 2015, 12:19 PM

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QUOTE(Bonescythe @ Feb 21 2015, 10:26 PM)
Hmm.. so my question will be..

how much to be able to qualify for such gifts ??
Minimum ?
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I also would like to know how much just entitled to get this gifts.

Rm50k fd can or not?

rafeal
post Feb 22 2015, 12:32 PM

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Hi Guys,

I am interested to put some money in FD, but there is so much of information on Post 2. Can you guys help me to recommend one for me icon_question.gif icon_question.gif . I don't mind any long term duration
bbgoat
post Feb 22 2015, 01:43 PM

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QUOTE(Kaka23 @ Feb 22 2015, 12:19 PM)
I also would like to know how much just entitled to get this gifts.

Rm50k fd can or not?
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My opinion is these are just fringe benefits. Cannot use it to decide putting money in any bank. Many factors to consider like convenience, distance, FD rate etc etc.

50k not enough but can get some other gifts (for BR and not related to CNY gifts). biggrin.gif

QUOTE(rafeal @ Feb 22 2015, 12:32 PM)
Hi Guys,

I am interested to put some money in FD, but there is so much of information on Post 2. Can you guys help me to recommend one for me icon_question.gif  icon_question.gif . I don't mind any long term duration
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You have to make your own decision. Factors include amt, convenience, rate, duration etc. Some may want to spread out amt to different banks also. biggrin.gif
nexona88
post Feb 22 2015, 01:46 PM

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QUOTE(Kaka23 @ Feb 22 2015, 12:19 PM)
I also would like to know how much just entitled to get this gifts.

Rm50k fd can or not?
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lol 50k not enuf la.. tat like ikan bilis for BR... 200k above than can talk tongue.gif
Human Nature
post Feb 22 2015, 02:32 PM

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No wor..already not getting any CNY hampers from BR for 3-4 years for 250k
bbgoat
post Feb 22 2015, 04:03 PM

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QUOTE(Human Nature @ Feb 22 2015, 02:32 PM)
No wor..already not getting any CNY hampers from BR for 3-4 years for 250k
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Still Xclusive card holder ? biggrin.gif
Human Nature
post Feb 22 2015, 04:43 PM

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QUOTE(bbgoat @ Feb 22 2015, 04:03 PM)
Still Xclusive card holder ?  biggrin.gif
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Not holding any cards..just normal FD biggrin.gif

I actually thick face blush.gif and called the branch to inquire when the usual letter to collect the hamper never arrive. That time, the manager invited us to collect it. Just a normal hamper compared to brands essense of chicken thumbup.gif the previous year but okay-lah. Didn't call anymore the next year onwards. Invitation to gathering and makan makan also stopped so I conclude that they have raised the cut-off amount sad.gif


bbgoat
post Feb 22 2015, 04:58 PM

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QUOTE(Human Nature @ Feb 22 2015, 04:43 PM)
Not holding any cards..just normal FD biggrin.gif

I actually thick face  blush.gif and called the branch to inquire when the usual letter to collect the hamper never arrive. That time, the manager invited us to collect it. Just a normal hamper compared to brands essense of chicken  thumbup.gif the previous year but okay-lah. Didn't call anymore the next year onwards. Invitation to gathering and makan makan also stopped so I conclude that they have raised the cut-off amount  sad.gif
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They stated Xclusive card to be >250k. Even higher than some banks' PB. biggrin.gif

As to hampers, I talked to one ABM 2 yrs ago, he showed me the list he compiled with cut off point for the hampers. So depending on the branch budget, number of depositors that meet the cut off point, we may/may not get the hampers. If one is unlucky with lots of rich depositors in the branch, we may not be included. laugh.gif

This post has been edited by bbgoat: Feb 22 2015, 04:59 PM
cybpsych
post Feb 22 2015, 08:04 PM

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OCBC revised their Discovery & Equaliser Treats again smile.gif
Valid from 13 February 2015 until 31 March 2015

Discovery Treat - 3-month @ 3.85% p.a. (previously 3.80% p.a.)

Equaliser Treat - First 12-month @ 4.00% p.a. (previously 3.90% p.a.), subsequent 1-month @ 6.00% p.a. The effective annual yield is 4.15% p.a. (previously 4.06% p.a.)

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