Anyone deal with RinggitPlus before? Is it ok? Do they deal with the bank on your behalf or merely advertiser? Or better go direct to bank?

from what i can gather on reading previous thread, their system is you take their promo and register with them and then go to ocbc n place the fd. Is this accurate?

did you receive an sms to notify you about getting the luggage? I haven't received any sms from them on this promo...

In HL this morning. They have 6 mths 4% FD, ending by May. It is Islamic FD.
Then 3mth 3.8% and 3.85% for PB customer, min 10k. By end of June.

Paid RM0.68 cent for banker's cheque (HL PB customer, normal is RM5 +).

Moved to OCBC for 1 year 4.2% ++. Reason for ++ is the first 6 mth interest will add in to the principal for next 6 mth, so overall slightly more than 4.2%.  Except they are using 180 days as basis for interest calculation. One forummer has reported on this earlier.

Leng Lui RM tried to sell me UT product, disappointed her today. Maybe will do it next time. Haha. Anyway eyetertainment today, but much shorter time. Haha.   

Did not take note of the name she mentioned. Only one structured product "Auto-Callable Equity Linked Structured Investment". Got the brochure from the leng lui. Is that the one ?

It is on Las Vegas Sands Corp stock for 1 year and is auto callable as the name above.

She mentioned high risk. So you got the 8% but called back TWICE ?? 

Yes, looks like same structure except today it is a stock, Las Vegas Sands Corp stock price. Auto call back at 105% of initial price. Looks even more volatile than the Callable Klibor that I bought from CIMB. Previous one lasted 1 year plus then called back by CIMB. Current one >2 years, not yet call back. Getting I think 5.x% (need to check document) interest. 

In AmBank around 11.30am. Uplift FD and do Rentas at RM4.24. But up to 2pm still fund not at CB ! So Rentas is not really immediate ?? 

AmBank FD promo 4 months at 4%, 9 months 4.15%. Until end of July. 

Update: The Rentas fund showed up at 2.40pm, about 3hrs after the OTC transaction.  So IBFT is immediate while Rentas do take "some" time ?  Or is it depending on the banks involved ?