For me I go to a bank with PIDM and max profit. Don't care how more account needs to be open. As long as can get max profit and protected by PIDM, good enough for me.

some pipu stop ocbc fd after geting luggage beg pun boleh (ringgitplus promotioon). maximise profit.

This post has been edited by sandkoh: May 26 2015, 07:04 PM

It's +0.0005 NOT +0.5%, for priority customer.

It's +0.0005 NOT +0.5%, for priority customer.

or 0.05%

corrected earlier post to +0.05% p.a. rate for PB customers.

Unlike u, i dont have unlimited funds
Earliest fund available is Aug Sept so may look see look see first. If got other promo equivalent, then u not scared meh !

They treat PB not like PB..
0.05% .......

If 0.1% also make thing smells better

Funds are always limited.

But I tot you played big in stock market, UT and FD. So it is a matter of moving from one pocket to the next one.

I have reduced egss in BR by half already. Going to maintain and will not increase there. Spread out the risk, answer to your "u not scared meh".


Looking to June promo for some action next week.

Not interested if diff only 0.05% with PIDM banks
I have 0 deposit in BR at the moment. Other investment stay dont simply touch.

Wasai, just not too long ago, you were saying no risk no gain, now talking about PIDM.

Now we know you are big time investor ! HNWI

Rate increase a bit from 4.10% pa now

Ya, promo rate. For fresh fund only.

imho,BR is good if ones r lookin to accumulate 5k-10k b4 able to park it to other safer FD or continue wit BR.

moreover, BR is well known among gomen servant due to good loan rates, 2nd to gomen 4% flat rate. it wont suddenly collapse / declare bankruptcy..lol

UOB FD promo in RinggitPlus, anyone?
https://ringgitplus.com/en/fixed-deposit/UO...ed-Deposit.html

"RinggitPlus is running an exclusive UOB Fixed Deposit with high 5-month 3.9% p.a. interest rate and exclusive gift. To get a Dyson Air Multiplier fan, all you need to prepare is RM35,000 deposit or RM10,000 to get yourself a brand new Huawei Media Tablet."

BUT

"To enjoy this high promotional FD interest rate, 70% of your deposit will go into your new UOB eAccount and the remaining 30% will be kept in your UOB Fixed Deposit account."

70% at eAccount got interest meh?

received this via email:


i guess this "end of promo" is for the RinggitPlus' RM100 AirAsia BIG Points promo, not the FD from Mach.

any other online FD offers other than Alliance and Mach?

I cannot find a Mach branch near my place.

Thanks for the info.
But I think this not worth it to join this promo, just as the same as below..



I think this is the best in between long term and short term tenure..

This post has been edited by BoomChaCha: May 28 2015, 09:34 PM

Should be very little from the eAccount.
I am not sure if it's just 5 months deposit required, then can get the Dyson fan?