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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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Bonescythe
post May 12 2015, 06:56 PM

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QUOTE(gsc @ May 12 2015, 12:18 AM)
Did you rentas to your Alliance saving or other non-fixed FD account and then make a FD placement? May be Alliance bank takes it as internal fund transfer and hence not a new fund.

My personal experience with HL bank was I need to inform the bank on which date the fund will be credited into my saving account and I will use this "new" fund for FD. The bank staff said in this way, then only they will track the movement and then took it as new fund. Not sure has HL bank change the procedure.
*
I rentas from Public to Alliance hybrid..

Then from Hybrid, go and place FD to e-ATDi via online..

As far as i know.. nobody can transfer any fund directly to the FD acc..
nitehawk
post May 12 2015, 10:06 PM

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QUOTE(Bonescythe @ May 12 2015, 06:56 PM)
I rentas from Public to Alliance hybrid..

Then from Hybrid, go and place FD to e-ATDi via online..

As far as i know.. nobody can transfer any fund directly to the FD acc..
*
From Hybrid to FD, this implied it is not fresh fund.
cklimm
post May 12 2015, 10:07 PM

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QUOTE(nitehawk @ May 12 2015, 10:06 PM)
From Hybrid to FD, this implied it is not fresh fund.
*
how to fresh fund then?
Bonescythe
post May 12 2015, 10:08 PM

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QUOTE(nitehawk @ May 12 2015, 10:06 PM)
From Hybrid to FD, this implied it is not fresh fund.
*
Rentas from PBB to ABB Hybrid.. Hybrid to FD...

The whole process is less than 1 day.. u kidding me as not fresh enuf?

This post has been edited by Bonescythe: May 12 2015, 10:08 PM
Victor3010
post May 12 2015, 10:10 PM

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I would be going for the CIMB Islamic 3 mths fd since it is a straightforward one... They offered 3.8% during april..
Nauts
post May 13 2015, 05:23 AM

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QUOTE(Bonescythe @ May 12 2015, 10:08 PM)
Rentas from PBB to ABB Hybrid.. Hybrid to FD...

The whole process is less than 1 day.. u kidding me as not fresh enuf?
*
Campaign Mechanics
5.
To qualify for this Campaign, Eligible Customers must place new funds of a minimum of RM10,000 in eATD
-
i.
(New funds refer to funds that are not derived from any existing account(s) with ABMB or its subsidiaries).
Note
For e-Alliance Term Deposit-i (eATD-i) placement, “new funds” will be measured based on incremental growth
of Total Deposit compared against Previous Monthly Average Balance (MAB). New funds are calculated as follows:

New Funds = Today’s Total Deposits – Previous MAB - This Month’s Total eFD/eATD i Promo Placement

http://www.alliancebank.com.my/ABMB/media/...i_12_months.pdf


You RENTAS full amount or only partial for FD?

You better go HQ to complaint
dEviLs
post May 13 2015, 08:22 AM

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QUOTE(WhitE LighteR @ May 12 2015, 05:42 PM)
from what i can gather on reading previous thread, their system is you take their promo and register with them and then go to ocbc n place the fd. Is this accurate?
*
ya thats the typical approach..you register, get a sms, go to the bank and show them the sms
but at times the bank staffs themselves might not be aware..so you must make sure they somehow tag or put whatever remarks on your application cos at the end of day ringgitplus relies on info given by bank to determine if you get anything

QUOTE(harmonics3 @ May 12 2015, 06:42 PM)
did you receive an sms to notify you about getting the luggage? I haven't received any sms from them on this promo...
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i received an email last month saying that i am getting it and then waited for few weeks before it reached
raptar_eric
post May 13 2015, 10:21 AM

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for alliance bank, it says that the promo must be placed under:

eatd-i... e alliance term deposit-i

however, there is a efd promo tab on the left as well.. confusing.. anyone successfully placed at promo rate?

This post has been edited by raptar_eric: May 13 2015, 11:20 AM
cwhong
post May 13 2015, 12:56 PM

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FD from mbb withdraw and put in mbb 9months promo not consider fresh funds ohh ?
cklimm
post May 13 2015, 02:42 PM

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QUOTE(cwhong @ May 13 2015, 12:56 PM)
FD from mbb withdraw and put in mbb 9months promo not consider fresh funds ohh ?
*
withdraw from atm, then you take it to counter
raptar_eric
post May 13 2015, 04:39 PM

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just placed with alliance eFD... got the 4.1% promo rate... created new account today at branch, IBG over, once receive my funds, i clicked on the e-fd promo on the left tab, and viola...

cwhong
post May 13 2015, 04:52 PM

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QUOTE(cklimm @ May 13 2015, 02:42 PM)
withdraw from atm, then you take it to counter
*
oh like that also can..... icon_rolleyes.gif
Bonescythe
post May 13 2015, 06:02 PM

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Alright.. for my alliance dispute case.. got resolve.. apparently.. can say my problem la..

Because there are 2 option to place FD.

1 is the normal FD placement.. while there is a new button "promo e FD" which refer to the 4.1%...

I got 3.3% because i place it using the normal button..
Now i go n click the promo button.. i got the 4.1% already
raptar_eric
post May 13 2015, 06:14 PM

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Hahaha memang your problem tongue.gif
cybpsych
post May 13 2015, 10:59 PM

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Bank Rakyat 9-month @ 4.05% p.a.

https://www.facebook.com/myBANKRAKYAT/photo...?type=1&theater
nitehawk
post May 14 2015, 08:54 AM

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QUOTE(cybpsych @ May 13 2015, 10:59 PM)
Are you sure? I call brand yesterday afternoon and was informed no new promotions.
cybpsych
post May 14 2015, 09:39 AM

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QUOTE(nitehawk @ May 14 2015, 08:54 AM)
Are you sure?  I call brand yesterday afternoon and was informed no new promotions.
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go reply bank rakyat via fb since I got the info there.
wil-i-am
post May 14 2015, 02:56 PM

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Just back from OCBC Bank
They offer 1st 6 mths @ 4.0% pa n 2nd 6 mths @ 4.4% pa
Effective rate is 4.2% pa -v- normal board rate of 3.25% pa for 12 mths
bbgoat
post May 14 2015, 03:21 PM

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QUOTE(wil-i-am @ May 14 2015, 02:56 PM)
Just back from OCBC Bank
They offer 1st 6 mths @ 4.0% pa n 2nd 6 mths @ 4.4% pa
Effective rate is 4.2% pa -v- normal board rate of 3.25% pa for 12 mths
*
I think another forummer mentioned that the interest from the 1st 6 months will be added into the principal so the final rate is slightly higher than 4.2% for 12 months. smile.gif

This post has been edited by bbgoat: May 14 2015, 03:38 PM
Ramjade
post May 14 2015, 03:53 PM

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Will this rate change with opr like rhb's?

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