The issue is related to open of new acct. I encountered when I wanted to open new joint acct. Already have personal acct there.

UOB not issuing FD cert as such (advice sheet only, check what they have gave you). UOB FD uplift just need IC, any branch can do.

This post has been edited by bbgoat: Jan 9 2015, 05:55 PM

Received a std reply from UOB:

Dear Sir/Madam,

Thank you for your email.

Thank you for taking the time to bring this matter to our attention. We wish to inform that we are currently investigation the issue(s) raised in your email.

Please be assured that we will revert to you on the outcome or explanation once we have completed our investigations.

We appreciate your patience and understanding.

In the meantime, please email us again at uobcustomerservice@uob.com.my or contact our Customer Service at telephone number 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) if you require further assistance or information.


Lets see ......................

Well, I said std reply. What do you expect from them ? Maybe ended up saying system problem ......

Just to let them know customer frustration !!! You did not see what I wrote to them.

Yes, that goat was very angry at that time and mixed up the cert and the statement. Please see the post on top which I replied to okuribito and I said UOB not issuing FD cert on Friday 5.53pm. Ha ha. The Captain really can read people's mind !

Ah Boom is the first one that commented on Maybank FD promo and said it is strange that it lasted until end of the year (after one forummer reported that FD promo). So I am NOT the first one that mentioned it lasted until end of the year ! I called MBB on last Monday as I have FD maturing and asked about any new FD promo. The funding executive is normally very reliable on their info. It is likely that MBB terminated that 4.12% at earlier date (few days after I called).

We know that MBB used to change FD promo date and even rates recently, right ?

This post has been edited by bbgoat: Jan 10 2015, 07:43 PM

OK, found Ah Boom's post, please see the above dated 2/1 !

Quote:
Quite strange May Bank offers this FD promo last for 1 year period this time..

My post on 5/1, 3 days after Ah Boom reported:

This post has been edited by bbgoat: Jan 10 2015, 07:54 PM

Well, it is debatable on the "reliability". It is a she, leng lui !

She hesitated when I asked her the end date and took some seconds to answer me that question.

Also since someone also have the same end date before I report it as evidence showed, I would say the info as on Monday 5/1 is "as obtained".

Well, it is water under the bridge now, why bang on it ??

Post count ??

If OCBC 4.2% 12 mths is correct, then it will be the best rate for 12 mth. Other than that, PBB's 12 mth 4.18% is attractive also.

Personally I will still put in some more bullets to AmBank 3 yr 4.5%. Oh, still will top up some more to EPF though some people has expressed some concern.

This post has been edited by bbgoat: Jan 11 2015, 06:11 PM

I got Barbeque set and RM20 lucky dip on 7/1, Penang branch. Not sure if your location has all the lucky dip taken up. But 2hrs is a long time, meaning a lot of people or their system hang ?

In terms of efficiency, agreed with you that AmBank system is SLOW !

This post has been edited by bbgoat: Jan 12 2015, 08:09 PM

For senior/elders >50 years old can get monthly interest.

Minimum Fresh Fund RM50 ?? RM50k.

UOB 4.2% 12 mth extend until when ? Thanks.

This post has been edited by bbgoat: Jan 13 2015, 09:10 PM

My last experience is because of opening of NEW joint acct. Before that have been quite OK with my individual acct as sometimes only <15 minutes can get FD receipt/acknowledgement sheet (must remember not to use FD cert ) already.

Was told now joint acct successfully opened. Can consider it if not my partner in crime may complain.

From your blog:
"UOB 12 Months FD - 4.2%. Supposed to be until 9th January but since OCBC is offering 4.2% until end of 31 January 2015, UOB may extend and match or even offer better. So ask."

http://generationsxyz.blogspot.com/p/fixed-deposit.html

This post has been edited by bbgoat: Jan 14 2015, 11:06 AM

Yes, for PBB can also place online.

PBB will print the FD cert out and hold for you. Years ago, I collected it almost 2 months later as I was out of the country.

This post has been edited by bbgoat: Jan 15 2015, 06:37 PM

I think we need to encourage people to refer to Captain's blog, this thread's post 1 & 2. Some of the promo's has been reported or ongoing for some time.

Bro, read ur Facebook and you paid RM5.50 for the banker's cheque. For Maybank, if we do banker's cheque from FD, it is FOC. Recently did 2 cheques FOC from FD maturing. But paid RM5 for a banker's cheque from closing of one SA.

So you got FD receipt in 10 minutes from UOB. Yes, I have the same experience with Penang UOB when there is no crowd there.

This post has been edited by bbgoat: Jan 17 2015, 08:50 AM

Most banks FD same date as personal check deposit date for FD. Encountered HL Islamic FD effective date 2 days later (for check to be cleared).

This post has been edited by bbgoat: Jan 18 2015, 09:56 AM

Yes, agreed with Captain that MBB may get the cert 1 or 2 days later. Though one branch gave me the cert. the same day another branch have to wait 2 days later. But the start day still on the day I went to MBB.

AmBank Islamic no issue. Only HL Islamic so far encountered have the issue of start day 2 days later but got the cert the same day.

This post has been edited by bbgoat: Jan 19 2015, 11:42 AM

I was shocked initially. HL normal FD no such issue. Then calculated that though lose 2 days interest still better than the closest bank at that time.

Any info on the CASA requirement compared with FD amount ?

Called SCB leng lui and confirmed above NEW FD promo. If you open Justone acct, no need to put anything in it like myself and Ah Boom has done last year.

Wow, this is the biggest deal now !! So the AmBank 3 yr 4.5% is pale in comparison !! Instead of putting more into AmBank 3 yrs, now going to go for SCB 15 mths !!

This post has been edited by bbgoat: Jan 22 2015, 11:28 AM