how about banker cheque?

Like what mentioned above, you can get Maybank to issue a banker's cheque under your name (with the amount that you want). Bring it to OCBC and tell the officer you want to do FD placement. He will guide you. Normally it is not necessary to open a CASA, unless the FD promo has a term stating so.

Hi,

I want to ask for the SCB FD, my mother told me this.



Is this true? I thought it is a pure FD for 15 months with 4.5% interest? The T&C clearly state for new customer. So if I am not a new customer, am I eligible for this promo?

This post has been edited by Ramjade: Mar 19 2015, 05:19 PM

Ha ha ha, "one happy family" !!

Called my RM who was not aware of this issue and he is away from branch and promised to check later. But as I was nearby the SCB branch in town, I went to their PB centre to enquire on this issue. The leng lui told me that they are aware of this issue and has reported to the HQ. They said it is a system issue and they are working to fix it.

However it is better for customer to inform them if they encountered this issue. The RM's were supposed to inform their customer who has placed FD for this promo. But SCB in Penang has only 5 RM who has each about a thousand or hundred's of PB customers under them !!

Anyway I also reported for my sister who also encountered the same issue so that they can fix it ASAP.

What an IT system issue !!

This post has been edited by bbgoat: Mar 19 2015, 06:30 PM

The Just One account can be opened with no zero deposit (don't let the officer trick you by saying it is compulsory). I am not a new customer and I have made placement for this promo too.

Yes, the JustOne acct do not need initial deposit. The add'l interest is just advantage for the JustOne acct.

As I mentioned few times before , the conventional FD for SCB do not need to be "new to bank customer". The only issue is only one time deposit. But you can call SCB for approval if you want to do second placement (which I have done and been approved before).

Correct. I have similar experience whereby Tmn Connaught SCB force me to deposit 1.5K into JustOne acc in order to participate the 4.5% FD campaign. Luckily i did read this forum, i said forget about it. Then i went to Jln Sultan Ismail, KL main branch, the lenglui who handled my case said no need to deposit single sen! And i managed to put the FD and open the JustOne acc. So dun let the incompetence (or over competence) banker miss treat u.

Hi guys, what are the best promo for maybank or cimb? coz these 2 are the nearest to my current stay.
Do I have to meet their RM for the best FD rate?
Is there any minimum requirement such as 30k or 40k to enjoy they best rate, which is >4%?
Becoz if online FD placement, it is around 3.2%.

Cimb currently running 4.2%. min 10k.

If you have current account, just move it there.

Then at ocbc, issue a cheque.

Rentas, you need to have a bank account in ocbc.

Damn CIMB Damansara Heights. Tell me no FD promo. Only the one with FD & Unit Trust joint promo. Take my money got OCBC better!

This is so glaring ! CIMB Unfixed FD promoted on TV and Star newspapers. How can they say no FD promo, intentionally ?

This post has been edited by bbgoat: Mar 20 2015, 09:08 AM

Better use SCB online banking to check your money and interest...

Our SCB FDs that not receiving interest are 4.25% for 15 months.
Thank you for checking

Thanks for the update....
It is unbelievable and quite bad for a bank to have mistake like this; SCB should compensate
for our loss of daily interest... Otherwise...

SCB in Taman Cannaught is a small Islamic branch (Saadiq).

I was wondering who forced you to deposit RM 1.5K to your JustOne
account? The Malay big & tall guy who is sitting outside?
Or the Chinese female RM (a bit fat and not a lung lui.. )?

Next time, if you visit SCB in Taman Cannaught, you can look for
the bank officer Mr. Lau, he is friendly & helpful.

UOB FD Promo for School Holidays - Today is last day

(1) 12 Months at 4.25%
(2) 6 Months at 4.05%
(3) 3 Months at 3.95%


UOB FD Promo starts from next week Monday until end of March

(1) 12 Months at 4.20%
(2) 6 Months at 4.00%
(3) 3 Months at 3.95% (no change)

This post has been edited by BoomChaCha: Mar 20 2015, 09:43 AM

Yes, for a so called foreign international bank to have this type of issue is simply unbelievable !

You better call the branch so that they can fix this for you ASAP. The leng lui in SCB PB centre told me to give the ic number of my sister to look into the issue also. But if they fix their IT system, so all similar issues should be fixed.

However SCB was into some issue lately and they are going thru' some retrenchment exercise if you follow the news.

This post has been edited by bbgoat: Mar 20 2015, 10:14 AM

Interesting because during the last visit, i notice that the staffs at the SCB branch is fewer compared to last time. And the best thing is, when I wanted to move funds from CIMB for the new 4.5% SCB promo, I saw the SCB lenglui who did my first FD placement (the 4.25% 15 months) working at that CIMB branch. I think she still recognizes me, the very fussy customer

This post has been edited by Human Nature: Mar 20 2015, 10:29 AM

Ah Goat Sir,
I have nobody to call since my previous RM left SCB last year December.

But anyway, the service level of SCB RM (the same as OCBC) is based on if we buy
any investment products from them or not; in other words, we will get good service
from RM if we buy investment products; otherwise, no service...

For example like SCB's Bonus Saving promo, this promo is quite attractive to me but the
T&C are very very confusing, and only RM can explain the T&C. So for my case, I have to
study the T&C by myself.

About to fix no interest issue, I called to SCB help line yesterday, the leng chai asked me
to talk to branch..
I have the shortie branch manager mobile phone number, but he never pick-up calls.
So, it seems I have to visit the branch which is far away from my place..

I did a google search for SCB retrenchment, and accidentally found this on lowyat:

Start of recession?, Standard chartered Malaysia retrenching
https://forum.lowyat.net/topic/3463284/all

This post has been edited by BoomChaCha: Mar 20 2015, 10:44 AM

I was informed that Alliance Bank now again offering 4.2% for 12 months but I did not reconfirm.

SCB service sucks big time with staff cuts will be worse imho