hi guys, what's the status of cradleton billing now? I have not receive any notice on drawdown yet...
EcoMajestic @ Semenyih (VERSION 7), ~Lets Continue Partyfor MerryDale~
EcoMajestic @ Semenyih (VERSION 7), ~Lets Continue Partyfor MerryDale~
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Jan 9 2015, 10:44 AM
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#1
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536 posts Joined: Jul 2014 |
hi guys, what's the status of cradleton billing now? I have not receive any notice on drawdown yet...
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Jan 22 2015, 10:42 AM
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#2
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536 posts Joined: Jul 2014 |
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Jan 27 2015, 10:46 AM
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#3
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536 posts Joined: Jul 2014 |
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Jan 29 2015, 09:32 AM
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#4
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QUOTE(Chris Chew @ Jan 28 2015, 10:20 AM) Could be soon but maybe March? Or after The Ivoris next month? Ivoris launching next month?22x75 8D is very limited units along with 8B 20x75, both limited small rows facing central garden ( if I remember correctly ) Why dont consider 8C, 22x70 intermediate or end lot? |
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Feb 7 2015, 01:08 PM
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#5
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aihz. dunno if ivoris is a good investment or not.. what do you guys thk? appreciate if you can share some pros and cons here. tqvm. must decide by tomorrow.. huhu
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Feb 7 2015, 06:45 PM
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#6
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536 posts Joined: Jul 2014 |
forum so quiet.. must b bz wif CNY shopping..
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Feb 9 2015, 12:24 PM
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#7
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Behind ivoris is another commie area by seh2.
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Feb 9 2015, 04:35 PM
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#8
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536 posts Joined: Jul 2014 |
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Feb 11 2015, 11:51 PM
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#9
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QUOTE(KL_ppl @ Feb 11 2015, 11:34 PM) Three banks verbally agreed to pre-approve my loan. HOWEVER, none of them can officially issue the pre-approve letter as EM did not issue formal documentation for them to proceed. WTF.... tomorrow is the last day to register for ballot but EM is still holding the document. yeah, same goes to me. the bankers cant promise me the exact loan amount that I am eligible. 80% or 85% loan margin makes a big difference. As of now, most banks claimed they have no "license" yet to issue the letter of loan eligibility. and tomorrow's dateline!Even if you can get the pre-approve letter, dont be so happy. That letter doesn't guarantee you can get the pre-approve amount. I was told that bank still need to re-evaluate after buyers officially "purchase" the unit and have right to change loan amount. For those with limited fund, this is extremely risky. RM100k will be forfeited if you can fork out more money for downpayment. No common understanding btw Em and panel banks. Very dissapointed with EM!!!!! Suddenly, I have the perception that EM already have their pool of cash buyers (big fat fish), and, this pre-loan thingy is just to fool other loan buyers.. |
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Feb 12 2015, 10:19 AM
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536 posts Joined: Jul 2014 |
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Feb 12 2015, 10:21 AM
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QUOTE(blnh76 @ Feb 12 2015, 08:42 AM) I'm also very frustrated, got 2 verbal approval, same like others, worry on the final approved financing margin, that make a big difference. chase for the loan letter. if you get at least two letters, I believe you are good to proceed. i will do the same. if it's only one letter, i will not proceed.So might just give up this round. |
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Feb 12 2015, 10:26 AM
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#12
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QUOTE(Chris Chew @ Feb 12 2015, 10:08 AM) IMHO, its a game for low profile rich people are abundant in Malaysia. ikan bilis like me struggling to make a decent living. 1) Cash Buyer 2) High position management from PLC / GLC 3) Very strong self employed directors with solid company Annual Financial Report 4) Strong income via Income Tax 5) Employed being min 5 years and age min 30 onwards Above players would be very solid to obtain the final approval and not much diff compare to pre approved loan. Intermediate is only RM 1.4-1.6m, thus 85% loan is only normal big loan for a commie and if any buyer has current RM 600-800k loan with few years good payment shouldnt have issue for final loan approval ( after pre approval assessment ) Unless this is RM 3-4mil commie, then might some difference into assessment. |
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Feb 12 2015, 10:55 AM
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#13
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536 posts Joined: Jul 2014 |
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Feb 13 2015, 02:31 PM
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536 posts Joined: Jul 2014 |
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Feb 13 2015, 02:34 PM
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The row facing road and corners snapped up quickly despite beig most expensive.
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Feb 13 2015, 03:28 PM
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536 posts Joined: Jul 2014 |
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Feb 13 2015, 05:27 PM
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#17
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536 posts Joined: Jul 2014 |
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Feb 13 2015, 05:27 PM
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QUOTE(KL_ppl @ Feb 13 2015, 05:17 PM) Some buyers put more than one name during ballot. EM staff realised this and annouced if any names appear more than one time, automatically drop. yup. kiasu cash rich buyers.Some husband and wife volunteer to drop one unit also. Ppl juz put in more than one ticket even they interested to buy one unit only. Overall, the response was good. |
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Feb 13 2015, 05:31 PM
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QUOTE(Jasoncat @ Feb 13 2015, 05:23 PM) I believe yes. Coz during balloting, there were 69 names/ballot paper, but after unit selection, only 64 stickers pasted on the board. 5 of them dropped their units. |
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Feb 17 2015, 05:12 PM
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#20
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QUOTE(SirProp @ Feb 17 2015, 12:40 PM) To get used to it on the journey to EM frm jln semenyih, i would advice u have lawatan sambil makan makan minum minum with family at old style kopitiam, roti bakar half boil egg with some good local food. Then u wont really feel dry and suffer passing traffic by traffic. At least can tahan half more year. Which kopitiam nice? What food or place is recommended in semenyih town. Share here. So far I never visited any place in semenyih. Except kajang satay.. |
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