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 Fundsupermart.com v8, The MS Excel Masterclass version!

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kabal82
post Dec 29 2014, 08:54 AM

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QUOTE(David83 @ Dec 29 2014, 07:12 AM)
FSM cut-off date for 2014 has passed right?
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Yup. whistling.gif
kabal82
post Jan 10 2015, 03:31 PM

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QUOTE(Pink Spider @ Jan 10 2015, 02:40 PM)
Ya wor...everything is on 0.5% SC today drool.gif
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Till what time the promotion finish today?
kabal82
post Jan 11 2015, 12:44 PM

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Btw, the 0.5% SC also applies today? When I try to test buy, still indicate 0.5%, same if i proceed to the next step of confirming my transaction...
kabal82
post Jan 14 2015, 09:24 AM

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QUOTE(aurora97 @ Jan 14 2015, 09:02 AM)
doh.gif

Addition:-

I just checked EPF online... This is what it had to say for dividend for year 2014

» Click to show Spoiler - click again to hide... «


ftw?!
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If u did follow EPF for the past year, usually they only announced the dividend a lil bit later, not so early into January... probably Feb-Mar time, if not mistaken


Or just wait for them to announce it in the papers.

And it actually got mentioned that "Dividend Year 2014 (Dividend Not Yet Announced)"


This post has been edited by kabal82: Jan 14 2015, 09:28 AM
kabal82
post Jan 14 2015, 10:07 AM

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QUOTE(aurora97 @ Jan 14 2015, 09:34 AM)
yup you are right.

I just saw the second pop up when i tried and click on the 2015 statement. It's said the 2015 statement will be made available once the dividend has been declared.

Anyway, you decide whether dividend payouts by EPF are better than unit trust funds.

http://www.kwsp.gov.my/portal/about-epf/in.../dividend-rates
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I do have investment using EPF but thru PM UT funds... 1st time investor at that time, so far my PM UT funds i invest thru cash is better performer than thru EPF monies...
kabal82
post Jan 15 2015, 11:11 PM

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BTW, just notice that my usual RSP for equities fund having 0.80% SC instead of usual 2% for this month

Notice both in my FSM a/c & email notification.


HUH?!!!

This post has been edited by kabal82: Jan 15 2015, 11:12 PM
kabal82
post Jan 16 2015, 09:03 AM

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QUOTE(Pink Spider @ Jan 16 2015, 12:55 AM)
Eh, I also got 0.8% SC for my RSP purchase of Aberdeen Islamic World Equity...

Why ar??? rclxub.gif
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Just let it be... probably a mistake from FSM...

Previously encounter same thing for my ES GEM fund... 1% SC for 2 consecutive RSP (due to some promotion on previous month)... did ask them why still 1% instead of 2% but they explain different thing to me rclxub.gif , in the end i just quietly accept the 1% SC brows.gif

kabal82
post Jan 16 2015, 09:04 AM

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QUOTE(yklooi @ Jan 16 2015, 07:42 AM)
Jennifer of FSM CS...
If there's somethin' strange in your FSM platform
Who ya gonna call (Jennifer)
If it's somethin' weird an it won't look good
Who ya gonna call (Jennifer)

(sing it in tune of Ghostbusters)... thumbup.gif
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This post has been edited by kabal82: Jan 16 2015, 09:05 AM
kabal82
post Jan 16 2015, 09:16 AM

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QUOTE(Pink Spider @ Jan 16 2015, 09:15 AM)
Good thing no need query whistling.gif

Diam diam accept je ph34r.gif
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thumbup.gif thumbup.gif thumbup.gif

But sometimes it makes u wonder how efficient is FSM system & how they really deal with other fund house when it came to discounted SC? Can we trust them 100% with our $$$ or not?

This post has been edited by kabal82: Jan 16 2015, 09:18 AM
kabal82
post Jan 16 2015, 12:12 PM

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QUOTE(yklooi @ Jan 16 2015, 12:00 PM)
Latest info from FSM
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thumbup.gif thumbup.gif thumbup.gif
kabal82
post Jan 18 2015, 11:08 PM

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QUOTE(Pink Spider @ Jan 18 2015, 11:01 PM)
Ok, so u are assuming a market crash causes a fund's net assets (its holdings of stocks plus its cash) to drop 20%...

Scenario A - Got distribution
After distribution: NAV = 50 sen
Market crash, the fund drop 20%
50 sen - 20% = 50 sen - 10 sen = 40 sen
40 sen x 20,000 units = RM8,000

Scenario B - No distribution
NAV = RM1
Market crash, the fund drop 20%
RM1 - 20% = RM1 - 20 sen = 80 sen
80 sen x  10,000 units = RM8,000

Unker...ada faham ar? Got distribution, u will lose 20%...no distribution, u will also lose 20%!!!
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Yup, that's what I'm thinking also... just want to post it also...

Better to use % instead of NAV coz it'll confused own self only if didnt really understand it...
kabal82
post Jan 18 2015, 11:15 PM

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QUOTE(Pink Spider @ Jan 18 2015, 11:13 PM)
your assumption/theory is INvalid doh.gif

Always think in %...like kabal mentioned above
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This is what i want to post before i saw pink bro's post...

QUOTE
The way u portray the NAV is wrong.....

Assume :-

Scenario 1
NAV = $1.00 = 10,000 units = $ 10,000.00
After Distribution, NAV = $0.50 = 20,000 units = $10,000.00

Let's say NAV dropped by $0.10, NAV = $0.40 = 20% drop


Scenario 2
NAV = $1.00 = 10,000 units = $ 10,000.00

Let's say NAV dropped by $0.10, NAV = $0.90 = 10% drop


See the differences??? Can't use the same NAV dropped value... better use percentage in my opinion... just my 2 cents only


Better compare apple = apple...

what u doing there is u try to compare apple = orange

2 totally different scenario
kabal82
post Jan 19 2015, 12:08 PM

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QUOTE(Pink Spider @ Jan 19 2015, 11:29 AM)
God ar...rescue me ar... cry.gif
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Just ignore him only... doh.gif
kabal82
post Jan 19 2015, 01:09 PM

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QUOTE(yklooi @ Jan 19 2015, 12:58 PM)
notworthy.gif  notworthy.gif  Sorry,..still kena shit jammed in my head again...
my selling price is per slide..more slides more money made/loss right?
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From my 2 cents...

Ur NAV up $0.10 is from what NAV? Ur Fund A & Fund B, what's it original NAV? U didn't indicate their NAV so difficult to justify ur theory...

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