May I ask why would you move FD to CMF when FD is giving higher rates? (besides having more liquidity - but if liquidity is what you're after you prob wont put too much into FD in the first place right?)

I am comparing based on the promo FD rates and not the FD board rates. Everyone knows the board FD rates are shit.

The highest FD rate as of now is 4.5% (3 years Ambank) while almost every other bank is giving at least 4% on promotion FDs ranging from 9 months to 2 years. CMF is only ~3.7% ?

This post has been edited by jedibakat: Jan 6 2015, 12:02 AM

Stopped topping up on FSM since 6 months ago because been using eUnitrust instead due to their frequent 0% promo SC. Today...... maybe go take brochure and see see and place order for CIMB funds which are not available on eUnitrust. MV parking is a nightmare tho and many CIMB (& most other) funds are far from their recent dip T.T

FSM platform still best in terms of user friendliness.

In separate strategy:
IFCA 400% returns over last 6 months. HUAT AH!