Wow Unker yklooi already replied to so many...unker no go yamseng ar?
With FSM, it takes 4 working days to FINALISE, for u to see them in your summary of holdings. But the 4 days lag is just processing time, as long as your buy transaction is completed (click buy + make payment + payment received by FSM) by 3PM on a business day, u get NAV for THAT DAY, your money ain't gonna disappear during that 4 days.

By the way, don't get too overly bothered with NAV, u are not trading UTs (well, u should NOT be!), over the long term, a few % difference would not make much difference.

WAC showed in FSM includes your sales charges.

With FSM, u could invest GLOBAL. Why think only of local equity market?

But as some would say, it's good to make local market the "anchor" of your portfolio, if u are not already invested in local equities yourself. Main reasons:
(1) no foreign currency translation loss
(2) local market is "inefficient", i.e. fund managers can easily beat the market. But this argument is also valid for most developing countries stock market

As for myself, I'm already invested in local equities, so my UT portfolio is mainly overseas-focused.

Err...find some under-covered gems and buy them?

The stocks which contributed the most to my portfolio, most fund managers would not even look at them.

Apollo - makes your favourite snacks
Hup Seng - makes your Ping Pong cream crackers

Gems are not easy to come by. I've already dumped these 2 stocks. Of my current holdings, DiGi and Karex are the most profitable stock. But don't blindly replicate my portfolio oh...some stocks are already overvalued.

Assuming super paranoia mood.

My 1-month FD giving 3.55% (effective rate about 3.6%) but CMF is already giving 3.71%…

What’s the only reason to NOT move?

PIDM? All hell break loose? Putting too much money with FSM? Laziness?

I just make a small top up around 2pm, surprisingly the PO number only reach ...103. So little people make use of the 0.5% promotion ???

  buying cheap oil stocks...in meanwhile..

time will make u money....

I got standalone China and most of my Asia X Jpn funds have some holdings in HK/China...
India??? will I be buying high, am I following the herds, am I investing based on past performance??? should I get it??, how much % of allocation do I have in India??
thanks for the suggestion....   will do some thinking during the next few hours...

    same too.. but i have top ups every month to sensex..

thanks for the encouragement....
wow 1 month 11.36% vs KGF 9%
need to see how much my other funds have allocated in India accumulatively.

Aberdeen Islamic World Equity Fund - Class A 20%
Affin Hwang Select Asia (Ex Japan) Quantum Fund 10%
Eastspring Investments Small-Cap Fund 10%
Kenanga Asia Pacific Total Return Fund 20%
Kenanga Growth Fund 30%
Manulife Investment - India Equity Fund 10%

What about mine? ^^
can give comment?

With so many posting their portfolio asking for opinion...

Rather than giving opinion which may or may not be helpful, I'm gonna teach u guys how to really see how your portfolio looks like...

Go download the latest fact sheet of your funds
Then see what are the countries/sectors/asset classes that it invests in

E.g. CIMB Global Titans as at Nov-14 fact sheet has 51.8% in US, 35.7% in Europe, 11.8% in Japan and the remainder in Cash. U have RM10,000 worth of holdings in CIMB Global Titans.  Your total portfolio is RM50,000.

Thus, RM10,000/RM50,000 x 51.8% is exposed to US

Do this for the other funds.

Then u can construct a picture of the allocation of your portfolio.

U don't have to do it 100% the way I did it, improvise and find a way which suits u.

Attached is mine:

You guys can try using morning star. URL as followed.

http://my.morningstar.com/ap/main/default.aspx

Sign up, create a portfolio, put in your holdings and it has a button to "X-ray" your portfolio and see how it compares to benchmark.

Total % = 76.5% only. Balance ?

any funds heavy weighted on O&G counters?

As far as i've researched, it's only AMCOMMODITIES EQUITY. or is there other funds that i've missed out?

Interesting from CIMB Asia Pac Dynamite Income Ponzi 2.0 Dec-14 fact sheet:

Released v1.4, can be downloaded via clicking here. This will be the last major update for a while (except critical bug fixes) 

Change log:
p/s: as usual, let me know if spotted any errors ya
p/s#2: If you're already existing user of v1.3, there's no "fully automate" way to copy&paste into new template; but what you can do is, utilize the "uber-many-rows-fund" i have prepared in new template; copy those fund values (i.e. all those Negative Transaction Amounts for Fund A) and paste it in those detail rows , then copy the date and paste, and SC% then paste, then manual adjustment then paste.. (MAKE SURE YOU PASTE AS VALUES ONLY!!!!!)
i know it's quite anal for each and every update you'll have to re-enter the details
But I'm looking into how to improve mass-copy-paste data from FSM so less works are required (although you'll still need some basic works to PREPARE the placeholders and create enough rows to "hold" those values....)


KNOWN BUG (minor): In subtotal's line, check the date, make sure it's showing today's date with the formula


Some of the rows have wrong fixed date (i.e. 2014) which may give you some wrong IRR values (was doing some IRR testing, forgot to change it back).

I've updated the version in dropbox to rectify it.

it's ok
I think i am the only one keying in all the past 3 times
Started last year. dun have that much to key in thou.. 

Thx Polar!

Thanks guys for the replies, really appreciate. still considering when to open it, still trying to learn more deeper before I open the acc..

Ah I see, thought need to fund the account when opening haha😅 btw what's the average age are you guys sifu here? If don't mind😁

started ma... not now...

And what are the average returns we can make? Do I need to know a lot to get like 10% annually?

pls reconfirm % 
Use the FSM fund returns function for a quicker analysis...
goto FUNDS INFO, then FUND RETURNS, then select the fund name, key in date to compute....