Fundsupermart.com v8, The MS Excel Masterclass version!
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 Jan 18 2015, 09:59 PM
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#1
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Senior Member
743 posts Joined: May 2014 
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QUOTE(cybermaster98 @ Jan 18 2015, 09:47 PM) Do you think Kenanga Growth Fund will declare a dividend this year? The dividend will be reinvested hence no different in your fund value unless you choose to cash out the dividend. This post has been edited by cappuccino vs latte: Jan 18 2015, 10:00 PM |
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Jan 18 2015, 11:25 PM
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#2
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Senior Member
743 posts Joined: May 2014
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QUOTE(yklooi @ Jan 18 2015, 11:16 PM) normally I see the RM value of the NAV up or down....that is how I see the actual profit/lost in my fund. NAV x units = RM for distribution, the RM value will have no difference before and after.During the market crash and assume all the similar funds' value drop by 20%, an NAV with RM1 will reduced by 20 sen; an NAV with RM0.50 will only reduced by 10 sen. Similarly, during market boom, an NAV with RM1 will increased by 20 sen; an NAV with RM0.50 value will only increased by 10 sen. This post has been edited by cappuccino vs latte: Jan 18 2015, 11:31 PM |
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Jan 18 2015, 11:36 PM
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#3
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Senior Member
743 posts Joined: May 2014
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QUOTE(yklooi @ Jan 18 2015, 11:29 PM) YES, to both... The number of units you hold before and after distribution will be changed.what about in value term and not %? before distribution, a reduction of 20 sen with 10000 units you currently have will loss RM2,000. After distribution, a reduction of 10 sen with 20000 units you currently have will loss RM2,000 also. This post has been edited by cappuccino vs latte: Jan 18 2015, 11:38 PM |
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Jan 18 2015, 11:52 PM
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#4
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Senior Member
743 posts Joined: May 2014
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QUOTE(yklooi @ Jan 18 2015, 11:43 PM) see post# 863?.. Nav RM1.0, 10,000 units = RM 10, 000after distribution Nav RM 0.5, 20,000 units = RM 10,000 NAV dropped by RM 0.10 = NAV RM0.4 x 20,000 = RM 8,000 Nav RM1.0, 10,000 units = RM 10,000 Nav dropped by RM 0.10 = Nav RM0.90 x 10,000 = RM 9 000 <<< NAV will not drop only RM0.10 in this scenario. It must drop by 20 sen if there is no distribution happen before. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Example if KLCI drop 5% today, a fund with NAV per unit of RM10 will drop RM0.50; comparatively, a fund with NAV per unit of RM1 will only drop RM0.05. This post has been edited by cappuccino vs latte: Jan 19 2015, 12:11 AM |
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Jan 19 2015, 01:54 AM
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#5
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QUOTE(guy3288 @ Jan 19 2015, 12:28 AM) i dont know how to put it, but i know you are very much against what i am about to say.. From my point of view, 'A' has taken a longer investment horizon so that achieved higher gain compared to 'B' with shorter period. .... No one can time the market, so just buy at any time , any price, does not matter how many units you get? Fo practical purposes, not academically, I feel NAV and no of units are important. They are the product what total value is. "Cancellation off" effect (as in distribution/dividend where NAV down, No. of units up) aside, a person who gets more units for the same amount of money put into the same UT is in better position to profit. Give RM10k to A and B - to buy the same UT. If A managed to enter at lower NAV, he gets more units. B enter at higher NAV, he gets less units. When distribution time comes, A's gain will be further amplified. he will get more than B. So in this sense, the no. of units matter. The NAV we enter too. It doesn't matter whether a fund distribute dividend or does not practice such distribution policy. [attachmentid=4306805] This post has been edited by cappuccino vs latte: Jan 19 2015, 02:03 AM |
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