CIMB Principal PRS Plus Asia Pacific ex Japan Equity Fund

Asia Pac ex jpn has a 5 star rating in FSM

http://www.fundsupermart.com.my/main/resea...tarRatings.svdo

i have a china+india fund, also giving 10+% in 1 month.. worried duno can sustain or not 

CIMB-Principle China-India Fund lor....

Xuzen

i think if in FSM is

http://www.fundsupermart.com.my/main/fundi...number=MYOSKCID

PRODUCTS NOT ELIGIBLE FOR PROTECTION

Conventional structured products that are not principal-guaranteed
Deposits not payable in Malaysia
Interbank money market placements
Negotiable instruments of deposit (NIDs) and other bearer deposits
Repurchase agreements
Unit trusts, stocks and shares
Gold-related investment products or accounts

http://www.pidm.gov.my/For-Public/About-De...urance/Coverage

Nope.. 

Btw, if ur 20k is like a big chunk of ur portfolio..
Better not dump all in at once..
-1% = -2000MYR

Average buy in every month..
or diversify.. 
if suddenly RM collapse.. all Asia PAc collapse.. macam mana lah? 

Some of the good funds we have..

Aberdeen Islamic World Equity Fund
Kenanga Growth Fund
Manulife Investment - India Equity Fund
CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND 

All based on your own preference..

Not protected by PIDM does not mean it is doom and gloom, because UT is protected by a different mechanism.

Money you transfer into FSM is put in a FSM Client Trust Account which is separate from FSM current account for their normal day to day business transaction. Your money in the CTA is then transfer to the Fund's trustee.

For example, say you want to buy Eastspring Small Cap Fund, then the fund manager  who manages the Small-Cap fund uses will call up Deutchebank (fund trustee, which is a third unrelated party). The fund manager will give the instruction to Deutchebank to buy this stock or that stock as long as the assets are according to the trust deed (as stated clearly in the fund prospectus).

Money will come out from Deutchebank account and any stock sold, the proceeds will return back to Deutchebank. Hence Eastspring will not touch the money except collecting the annual expense.

In the event the fund manager cease business operation, the money at the trustee will be returned to the unit-holders.

In the event the trustee cease business operation, the money will be transferred to another trustee company (there are many of them licensed in Malaysia).

Hope this clears up the structure of UT in M'sia.

Xuzen

just a word of caution.....
cannot compare current pricing with the pricing you bought......there is this thing called "distribution" of units in play.
where the fund house gives you "Free" units.....and after that, the NAV will drop....check out post#1 for more details.

i have..      haha super volatile.. must have for bulls.. sell when bear..

after!
when u buy a fund, it will always be -2% if normal SC