U need some Developed Markets exposure

and, "at least 10% return per annum"...that is not realistic. U need to adjust your expectations. Do not be spoiled by spectacular gains of recent years. It's not sustainable.

Beli lah SenSEX a.k.a Manulife India Equity Fund..   
3 month sudah 14%..

Aberdeen Islamic World also can

may i know why you "missed".....
hope is is NOT panic....because both your KGF and EISCap is 61% of yr portfolio and BOTH of them down 10 % at the same time....
from an FSM article...
It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.

For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money.

Matching or around EPF dividend rate (5-7% p.a.) would be more realistic.

Aim lower and u might be surprised on the upside.

Aim too high and risk getting disappointed and giving up and/or expose yourself to too much risk.
Developed Markets are called Developed Markets for a reason...

World-class companies are located there...
Better corporate governance...
More transparent reporting...
Better rule of law...

And if u have been observing long enough, when markets fall...Asia and Emerging Markets will fall in tandem with Developed Markets, if not fall more.

you gained the short experience about how yr emotion, greed, joy and curse of making and not making the investment call....

Keep #2 and choose either #1 or #3, but not both. Discard the other. I prefer to keep #3.

Xuzen.

p/s Why should you listen to me? Coz I am an expert in crystal ball gazing.

I am happy you asked and I am happy to answer:

CIMB Asia-Pac Dynamic Income Fund aka Ponzi ver 2.0 amongst long time forummers here has the best risk-adjusted return. Hence keep it.

KGF and Small-Cap are essentially invested into the same market and they both have a correlation coefficient of 0.8 which is the numerical/mathematical way of saying you are invested in the same market. 1 is the max value. 

KGF's Corr-coeff vs Ponzi is 0.60 whereas Small cap Corr-coeff with Ponzi 2.0 is 0.54.

To be a logical investor, you need to choose the component of your portfolio to have low Corr-coeff with each other, hence choose small-cap with Ponzi 2.0.

Now you ask me, how I get to have access to all these data?

I told you, I have a crystal ball.

Xuzen