Morning bro haha nice one   i thought uncle looi was joking when he said "check your letter boxes...got Red Packets from FSM...." then, there u are.. said something about red packet again hahaha 

so have u use your red packet to top up for the 0.8% promo? which fund?

Woah you guys get so much angpow ka?? Gud for you all, I can only topuo 2 funds, at most, wit mine, got promo or no oso make not much diff haha

orang sudah kahwin tapi dapat angpow lagi

Invest ang pow anak

Oi, mari minum

I just back to KL. Traffic is not that smooth as certain stretches from the North are slow.

Will take leave tomorrow since it'll be extremely fatigue for me to drive back to northern island tonight.

No verification at all, just straight away discounted to 0.8%

I'm a regular customer and top up at least monthly -  I hardly class this as cheating.

If they really want to limit this they'll be using unique codes etc. I doubt they're losing money by offering a 0.8% SC

why so kanjiong?

if u insist...Bloomberg

No

But these 2 sisters sit my car many times already

I placed the order and called them before making payment to adjust the SC to 0.8%

Made payment the next day after logging in and seeing the SC had been revised.

No idea

Maybe call them before and enquire, not tried from CMF

  see the Eq section of the fund.....does it generate value add to your Eq section of yr portfolio?
ex....if you "think' hv enough Eq in M'sia in yr portfolio.....and the Eq section of these balanced fund is also heavy in M'sia.......then why not buy a standalone Eq fund that is covering for your underweighted region in yr portfolio and another bond fund....at a ratio that you liked (try not to get a EQ that is single country/sector focused fund)

why not dump into PRS funds...NO SC + save some on taxes too?

which fund is the highest?

where did u get that fund? direct fund house is it? 43% can head to head with sensex liao.. haha
its highly volatile man  u in for long term?

haha i purchased few from my uni fren, used to play dota together.. be4 i agree, he said he will give half of the commission which means i get discount SC 'undertable'. after trnsaction done, senyap2 like nothing happen. bugima.      u fren got deal discount 'undertable'? haha

Future Bloomberg