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Fundsupermart.com v8, The MS Excel Masterclass version!
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SUSPink Spider
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 Jan 7 2015, 06:15 PM
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QUOTE(woonsc @ Jan 7 2015, 05:57 PM) Hey, I need help to answer my dad.. After sawing in the news about 1MDB defaulting on the loan, RHB Bank has a 32.41% on it. He asked if RHB bank go bankrupt? and take down CMF ? As it's not insured by PIDM. I really don't know the answer for this either, sorry for the noob Q. Assets of unit trust funds are separated from assets of the fund management company. Remember your fund Trustee? |
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SUSPink Spider
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Jan 7 2015, 07:09 PM
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QUOTE(aurora97 @ Jan 7 2015, 06:31 PM) To add. There’s a lot of misconception just because the Fund is named after a particular FM, it is owned by that FM including everything (+liabilities) in it etc… That’s not true. In a trust structure, the FM is merely employed to manage the Fund in return for a fee. Another interesting fact to add on, the Fund is self-sustaining even if the trustee goes bust. Only downside, the accounts will be in a mess just like Lehman's when it went bust. Its not that easy for a fund to go "bust" or fraud, 3 parties have to screw up for it to happen - the fund manager, Trustee and the auditors. |
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SUSPink Spider
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Jan 7 2015, 07:09 PM
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*double post  This post has been edited by Pink Spider: Jan 7 2015, 07:14 PM |
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SUSPink Spider
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Jan 7 2015, 07:12 PM
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QUOTE(Kaka23 @ Jan 7 2015, 06:36 PM) Why la not wait till the FSM fair just top up? Don't worry...I've only deployed 1/4 of my bonus ammo  |
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SUSPink Spider
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Jan 8 2015, 09:48 AM
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QUOTE(woonsc @ Jan 7 2015, 07:35 PM) feed your car Milo ais...car boleh terbang yo  minum milo anda jadi sihat dan kuat This post has been edited by Pink Spider: Jan 8 2015, 09:48 AM |
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SUSPink Spider
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Jan 8 2015, 11:36 AM
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QUOTE(adele123 @ Jan 8 2015, 11:35 AM) Assuming super paranoia mood. My 1-month FD giving 3.55% (effective rate about 3.6%) but CMF is already giving 3.71%… What’s the only reason to NOT move? PIDM? All hell break loose? Putting too much money with FSM? Laziness? Which bank 1-M give 3.55%? |
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SUSPink Spider
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Jan 8 2015, 11:45 AM
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Rates volatile lately, I'd rather not lock down my rates in FD now
Keep FD to minimum, CMF at 3.7% now is very attractive
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SUSPink Spider
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Jan 8 2015, 02:09 PM
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Shane Oliver is saying, BUY on dip! http://www.fundsupermart.com.my/main/artic...0Jan%202015.pdfThis post has been edited by Pink Spider: Jan 8 2015, 02:09 PM |
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SUSPink Spider
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Jan 8 2015, 08:52 PM
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QUOTE(pisces88 @ Jan 8 2015, 07:07 PM) yes, use the money whack digi n AFG better  AFG...not attractive to add, but good to hold Banking...I'm looking at AmBank now DiGi ar...drop back to around 5.90 baru tell me |
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SUSPink Spider
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Jan 8 2015, 09:30 PM
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QUOTE(woonsc @ Jan 8 2015, 09:19 PM) Can i ask how do u estimate the growth rates to get that TP?  Still can't get a source to teach me to find the intrinsic value..  I'm all about P/E (compare to a company's peers) and dividend yield |
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SUSPink Spider
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Jan 8 2015, 09:45 PM
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QUOTE(woonsc @ Jan 8 2015, 09:33 PM) I see.. Is that it? Do you use Discounted Cash Flow Analysis? I skipped the DCF analysis question on my exam paper  |
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SUSPink Spider
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Jan 8 2015, 10:08 PM
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QUOTE(woonsc @ Jan 8 2015, 09:46 PM)  1. I no sifu 2. P/E comparison 3. Dividend yield 4. Strength (as I perceive it to be) of its brands/businesses, the qualitative side of things |
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SUSPink Spider
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Jan 8 2015, 10:10 PM
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QUOTE(woonsc @ Jan 8 2015, 10:09 PM)  okay haha.. thanks dai gor then.. I will ask more if ada Q..  Ask at Traders Kopitiam or Stock Investment Corner lagi baik la, there are real sifus |
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SUSPink Spider
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Jan 9 2015, 09:37 AM
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QUOTE(river.sand @ Jan 9 2015, 09:09 AM) I tried DCFA before, but found it impractical, as we have to make many assumptions. Many of those assumptions will eventually turn out to be wrong. Well, many DCFA is more suitable for stable companies which don't change much. PEG? Cash in hand? OK, looking to open an FSM account, as I can't find cheap stocks in Bursa. - what documents required? - what other thing to be aware of? PEG, yes. Cash and gearing level too, but just glance thru, didn't do detailed analysis. Go FSM website click register new account. Fill up form online, print it out and sign. E-mail/fax/post the signed form + photocopy of your IC. That's all. This post has been edited by Pink Spider: Jan 9 2015, 09:39 AM |
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SUSPink Spider
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Jan 9 2015, 09:38 AM
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QUOTE(zDarkForceSz @ Jan 9 2015, 09:25 AM) Seafood, you got any excel template for stock recording? I use template like this to analyse financial results:  |
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SUSPink Spider
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Jan 9 2015, 09:49 AM
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QUOTE(woonsc @ Jan 9 2015, 09:46 AM) Repeat repeat n repeat  Relative PE and DY lo  |
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SUSPink Spider
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Jan 10 2015, 02:40 PM
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QUOTE(Silver Isle @ Jan 10 2015, 12:48 PM) 0.5% sales charge today... Where should I start? Ya wor...everything is on 0.5% SC today  |
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SUSPink Spider
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Jan 10 2015, 03:46 PM
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QUOTE(kabal82 @ Jan 10 2015, 03:31 PM) Till what time the promotion finish today? FSM wrote "during the event". So, I think during the actual event...til 5-6pm today? Summon David83 |
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SUSPink Spider
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Jan 10 2015, 04:32 PM
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QUOTE(birdman13200 @ Jan 10 2015, 04:08 PM) I just make a small top up around 2pm, surprisingly the PO number only reach ...103. So little people make use of the 0.5% promotion ??? Saturday ppl teman family or girlfriend...only ppl with no social life (like me ) stick around the computer thinking about finances |
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SUSPink Spider
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Jan 10 2015, 05:21 PM
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QUOTE(TakoC @ Jan 10 2015, 05:05 PM) Now which region can top up. Everyone still high in valuation.. If u ask me, HK Singapore and Australia...i.e. Asia Pacific ex Japan |
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