Shd intro crazy unit fund trading cat to it - these "geniuses" with bad YingWen deserves each other

Give it another 6 to 8 mths, then buy Bolehland "after the holocaust"

your definition may be "hole-a-cost"
in normal definition - "after the devastation", thus after most people say "die lar die lar.. not going to touch that kaka no more.."

This post has been edited by wongmunkeong: Jan 22 2015, 12:38 PM

well humans being emotional creatures (mostly, not all)
look at the past histories of extreme fear & greed
and one can get an indication.

no crystal balls - just common sense if fear / dissatisfaction / hated market keeps going negatively at the same or faster rate.

heheh mine's anal retentive la - i go by each transaction tracking returns/losses & why bought/sold
AND total overall tracking PER FUND
AND distribution units are re-distributed into respective transactions

too big a headache for normal folks - i'm an otaku / no-liffer

no fun.. green je..

Good to have another techie investor onboard
Excel has it's limitations, especially without macro or VBA-coding.

Knowing the limitation, best i could do (for anal-retentive detailed tracking) was to break it down to:
1. Summary page (see by fund & by fund overall performance)
2. Details Held -see by EACH transaction's net profit/loss - simple & CAGR
3. Details Sold / Switched - see by EACH transaction's net profit/loss - simple & CAGR

Hopeful that another PoV can do better, thus i can learn & absorb heheh.

IMHO - the best option is to use MS Access - transactions all in tables data entry, then a click-of-a-button
Query-Reports will show necessary summary and another to show details.

i can do - after i retire like U lar & have $ + time on hand

BTW, Shanghai Index back to and BREACHED its highest EVUH for 12, 6 & 3 months'
hehe - those who were shaken out earlier due to the margin clamp down...
those who bought the fear made >=5% gua
7%+ drop, now higher LESS 2% service charge gua..

This post has been edited by wongmunkeong: Jan 26 2015, 09:11 PM

In Excel talk, U mean something like:
IF( AND(...,..., OR(..,.,..,..)..,...,.., OR(..,...) ...),
"advice A",
IF(AND(...,..., OR(..,.,..,..)..,...,.., OR(..,...) ...),
"advice B",
"advice C")
)
?

beware - after a session of beer guzzling, "going-back" to "lam tenh" - wake up to find...
hehe - seriously though, wished i was so "in the know" when 20s as U + a few younger ones, proper investing, not tikam and no emergency buffer

Xuzen - i'm 40+ and i AM STILL financially semi-illiterate

hehe - personally i look at bears like doing UPper cut (happy buying time for me)
vs
bulls goring people DOWN (nervous time for me)
i wired-wrongly gua

just a thought

eh? kiamsiap & grocery-shopping methodology lar...
Protein (normal equities), Carbo (real estate equities), Fibre (fixed income)
buy enough when needed
buy more to keep & future use if discounted (can keep & sure needed wan mar)

simplistic fler here

This post has been edited by wongmunkeong: Jan 30 2015, 03:54 PM

LonPac's Term Medical + AIA's Term Life?

Xuzen's pulling yr leg lar
If my memory serves me (RAM access a bit cacat without coffee...), the amount needed is something like EQUAL TO PREMIUM of the selected insurance or thereabouts.

er.. my medical PM-LonPac is RM900+ pa
death PM-AIA is RM1,100+/- pa

TakoC - nerds built the Internet, Web, etc leh
Even FSM platform and thus made it cost effective for all.

Anyhow, any tools that make this CLEAR & provides FOCUS, why not?
It takes a bit of time & effort to learn & use a tool effectively mar, thus the discussions & debugging

I bet Xuzen's been tinkering with his own Excel or related-tools until he got it just the way he likes his Sharpe + whatnot ratios too
U closet tinkerer U

Polarbearz - thinkerers & builders build, thankless task but the "baby" created & the help it provides -
Sorry i didn't give a hand in debugging or suggestions - been hectic handling latest official stupidies lately + my approach is very different, all pure numbers, charts dilute it for me
Your baby looks good!

er.. nope, not that trigger / criteria too
i didnt get it either

must be platinum...

The better one is the one that U have planned & committed to for the long term
else main tikam sahaja.

yeah Sis.
Some folks are newbies (ok lar) OR wood (literal translation from "kayu") that they can't tell a friendly banter/joke from genuine competition or discussion.

cicaks
piap paip better for zzz than beer mar

anyhow - hey, one be thinking..
did U notice that most of the discussion these days are about fund picking / country picking?
VS
a holistic, action-able plan - from how much to invest consistently, monthly/quarterly/etc, DCA or VCA for Core and/or satellite funds DCA/VCA/value/tembak?

This post has been edited by wongmunkeong: Feb 27 2015, 12:28 PM