No, u must compare apple to apple.

Take only profit generated during past 12 months.

I don't know wanna or

U got keep record of profit (in Ringgit figure) as at 31 Dec 2013 or not?

If no...then tricky a bit



Your portfolio VALUE as at 1 Jan 2014 is your (reset) COST for year of 2014.

Portfolio value as at 31 Dec 2014 - (Portfolio value as at 1 Jan 2014 + Total amounts invested/(withdrawn) during 2014) = Profit for 2014

E.g. portfolio value as at 1 Jan 2014 is RM10,000
During 2014 u total/net pumped in RM3,000
At 31 Dec 2014 your portfolio value is RM15,000
Profit during year 2014 is thus RM2,000

ROI = RM2,000 / (RM10,000 + RM3,000/2) x 100% = 17.4%

This post has been edited by Pink Spider: Dec 29 2014, 10:00 PM

This is the most scientific/accurate way of calculating

My method is the more simplistic one.

Apa Excel...I already laid the formula bare there for u

Eastspring Investments global funds a few days no NAV update already (not just at FSM but also at Eastspring Investments home page)

Global funds where got divvy?

Only global funds were not updated. Local ones updated.

FYI

U saw Jennifer before?

Then the petite cute one is who

Ya ya...lagi teruk

not the first time since RHB took over

But Bloomberg got updated price of CMF

Happy New Year in advance everyone!

As always, spend carefully, invest smartly, make more money, live more merry!

This post has been edited by Pink Spider: Dec 31 2014, 05:23 PM

Like I've said before, if u hold long enough, the dividends will be more than enough to cover for your capital losses.

But then, u still have to pick good REITs, some "bad" REITs suffer capital losses that dividends can barely cover...see ARREIT and AMFIRST...see their 5-year chart.

That fund trades futures/options linked to energy sector, which is SUPER volatile

This kind of fund is like...u invest RM100,000 in it, they park maybe RM90,000 in bonds, so that after X no. of years, u get back RM100,000 from bonds as a capital preservation. Then the balance RM10,000 go gamble at Genting they go trade futures/options, which can give up to or even more than 100% capital gain/loss.

Bad news = stimulus = free money = stock market booster pill

*wear FSM hat*

China market still offers good growth potential! Buy!

Just updated my portfolio with November fact sheets from CIMB-Principal and Eastspring Investments (Affin Hwang and Aberdeen Islamic yet to publish their November fact sheets )...

CIMB Global Titans deployed most of their cash during November, now my US+Europe+Japan equity exposure have increased to 30% (finally!).

My current equity funds allocation:

31% Eastspring Investments Global Emerging Markets

17% Hwang Select Asia Quantum
8% Hwang Select Opportunity
11% CIMB Asia Pacific Dynamic Income

17% Aberdeen Islamic World Equity
16% CIMB Global Titans

As at 30th December valuation, my UT portfolio gained 4.6% (only ) during 2014.



An interesting point to note - fund size of CIMB Asia Pac Dynamite Income have gone up to...RM1 BILLION

This post has been edited by Pink Spider: Jan 1 2015, 09:15 PM

1. Same fund house as Ponzi 1.0, so can switch freely
2. Can invest up to 30% offshore. KGF cannot, 100% Bolehland

David83 previously RM700+ million

This post has been edited by Pink Spider: Jan 1 2015, 10:19 PM

The 30% cap is due to wanting to comply with EPF regulations!

Another similar fund would be RHB-OSK Equity Trust but cannot get into EPF MIS, cos it invests up to 50% in Asia ex Japan.

EPF cap is 30% offshore.

This post has been edited by Pink Spider: Jan 1 2015, 10:23 PM

Aku taktau